Bank of New York Mellon vs Truist Financial (BNY vs TFC)
Side by side from their SEC filings: revenue, margins, growth, returns and valuation, plus short interest, insider activity and institutional ownership.
Bank of New York Mellon has grown revenue faster over the last 4 fiscal years (+26.0% cumulative vs +3.3%). Truist Financial trades at the lower trailing P/E (11.9x vs 18.2x).
About Bank of New York Mellon
Bank of New York Mellon Corporation is a global financial services company that provides securities services, market and wealth services, and investment and wealth management. It serves institutional clients through custody, asset servicing, collateral management, and investment management, as well as wealth management services primarily in the United States and internationally. The company operates through various banking and trust subsidiaries regulated by U.S. and international authorities.
About Truist Financial
Truist Financial Corp is a financial services company that provides banking, lending, mortgage banking, credit card, investment advisory, and fiduciary and trust services. It serves consumers, small businesses, and commercial clients with products including deposit accounts, home equity lending, automobile loans, and commercial real estate financing. The company also offers insurance and treasury corporate services.
Head to head (BNY FY2025 vs TFC FY2025)
| Metric | BNYFY2025 | TFCFY2025 |
|---|---|---|
| Revenue | $20.08B | $20.32B |
| Revenue growth (YoY) | 7.8% | 53.0% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 27.6% | 26.1% |
| Net income | $5.55B | $5.31B |
| Diluted EPS | $7.40 | $3.82 |
| FCF margin | 25.8% | — |
| ROE | 12.4% | 8.1% |
| Debt / equity | 0.7× | 0.6× |
| Market cap | $100.64B | $63.23B |
| P/E (TTM) | 18.2× | 11.9× |
Fundamentals are from each company’s SEC filings (BNY FY2025, TFC FY2025). P/E and market cap are derived from recent market prices and update daily.
Five-year trend (as reported)
| Revenue | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| BNY | $15.93B | $16.53B | $17.70B | $18.62B | $20.08B |
| TFC | $19.67B | $19.97B | $20.02B | $13.28B | $20.32B |
Peer standing
Where each company ranks among the 76 banks, on the same scale. Each figure is ranked only against peers that report it. Percentiles describe position in the distribution, not a rating.
| Metric | BNY | TFC |
|---|---|---|
| Net margin | 27.6%56th percentile of 76 | 26.1%40th percentile of 76 |
| Revenue growth (YoY) | +7.8%33rd percentile of 76 | +53.0%93rd percentile of 76 |
| ROE | 12.4%80th percentile of 76 | 8.1%23rd percentile of 76 |
| P/E (TTM) | 18.2×93rd percentile of 75 | 11.9×31st percentile of 75 |
| Debt / equity | 0.71×84th percentile of 38 | 0.64×78th percentile of 38 |
| Short interest (days to cover) | 3.17d23rd percentile of 75 | 4.17d39th percentile of 75 |
Short interest
| FINRA settlement data | BNY | TFC |
|---|---|---|
| Shares sold short | 11.0M | 30.0M |
| Change vs prior settlement | +19.8% | -9.6% |
| Days to cover | 3.17 | 4.17 |
| As of settlement | 2026-05-15 | 2026-07-15 |
Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data; republishing or redistributing it is not permitted. Not presented as a percentage of float. No FINRA endorsement of this product is implied.
Insider activity (last 90 days)
| Form 4 open-market activity | BNY | TFC |
|---|---|---|
| Buys | — | 0 |
| Sells | — | 1 ($693,810) |
Open-market purchases and sales reported on SEC Form 4 (grants, exercises and tax withholding excluded). For context, about 16% of covered companies saw any open-market insider buy in a 90-day window.
Held by the same investors
9 tracked 13F managers hold both Bank of New York Mellon and Truist Financial as of their latest quarterly filings: AQR Capital Management, Bridgewater Associates, Citadel Advisors, D. E. Shaw, Dodge & Cox, Gotham Asset Management, Harris Associates (Oakmark), Millennium Management, Two Sigma Investments. See which superinvestors hold your own portfolio with the smart money checker.
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Data sourced from SEC EDGAR (public domain). Figures are as-reported and may be unaudited or restated; verify against the source filings before relying on them. Comparisons are descriptive (higher or lower on a reported figure), not a rating or a recommendation. Informational only. Not investment advice.