Bank of New York Mellon vs Citigroup (BNY vs C)
Side by side from their SEC filings: revenue, margins, growth, returns and valuation, plus short interest, insider activity and institutional ownership.
Citigroup is the larger company by revenue ($85.2B vs $20.1B) and market value ($221.7B vs $100.6B). Bank of New York Mellon has grown revenue faster over the last 4 fiscal years (+26.0% cumulative vs +18.6%). Citigroup trades at the lower trailing P/E (14.2x vs 18.2x).
About Bank of New York Mellon
Bank of New York Mellon Corporation is a global financial services company that provides securities services, market and wealth services, and investment and wealth management. It serves institutional clients through custody, asset servicing, collateral management, and investment management, as well as wealth management services primarily in the United States and internationally. The company operates through various banking and trust subsidiaries regulated by U.S. and international authorities.
About Citigroup
Citigroup Inc provides a range of financial services including banking, markets, and wealth management. The company serves individual consumers, businesses, and institutional clients with products such as consumer banking, commercial loans, investment banking, and advisory services. It operates through various segments including consumer banking, markets, services, and wealth management.
Head to head (BNY FY2025 vs C FY2025)
| Metric | BNYFY2025 | CFY2025 |
|---|---|---|
| Revenue | $20.08B | $85.22B |
| Revenue growth (YoY) | 7.8% | 5.6% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 27.6% | 16.8% |
| Net income | $5.55B | $14.31B |
| Diluted EPS | $7.40 | $6.99 |
| FCF margin | 25.8% | -87.0% |
| ROE | 12.4% | 6.7% |
| Debt / equity | 0.7× | 1.5× |
| Market cap | $100.64B | $221.74B |
| P/E (TTM) | 18.2× | 14.2× |
Fundamentals are from each company’s SEC filings (BNY FY2025, C FY2025). P/E and market cap are derived from recent market prices and update daily.
Five-year trend (as reported)
| Revenue | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| BNY | $15.93B | $16.53B | $17.70B | $18.62B | $20.08B |
| C | $71.88B | $75.34B | $78.07B | $80.72B | $85.22B |
Peer standing
Where each company ranks among the 76 banks, on the same scale. Each figure is ranked only against peers that report it. Percentiles describe position in the distribution, not a rating.
| Metric | BNY | C |
|---|---|---|
| Net margin | 27.6%56th percentile of 76 | 16.8%5th percentile of 76 |
| FCF margin | 25.8%33rd percentile of 58 | -87.0%Lowest of 58 |
| Revenue growth (YoY) | +7.8%33rd percentile of 76 | +5.6%16th percentile of 76 |
| ROE | 12.4%80th percentile of 76 | 6.7%11th percentile of 76 |
| P/E (TTM) | 18.2×93rd percentile of 75 | 14.2×72nd percentile of 75 |
| Debt / equity | 0.71×84th percentile of 38 | 1.48×97th percentile of 38 |
| Short interest (days to cover) | 3.17d23rd percentile of 75 | 2.05d5th percentile of 75 |
Short interest
| FINRA settlement data | BNY | C |
|---|---|---|
| Shares sold short | 11.0M | 28.8M |
| Change vs prior settlement | +19.8% | +5.7% |
| Days to cover | 3.17 | 2.05 |
| As of settlement | 2026-05-15 | 2026-07-15 |
Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data; republishing or redistributing it is not permitted. Not presented as a percentage of float. No FINRA endorsement of this product is implied.
Insider activity (last 90 days)
| Form 4 open-market activity | BNY | C |
|---|---|---|
| Buys | — | 0 |
| Sells | — | 1 ($265,260) |
Open-market purchases and sales reported on SEC Form 4 (grants, exercises and tax withholding excluded). For context, about 16% of covered companies saw any open-market insider buy in a 90-day window.
Held by the same investors
9 tracked 13F managers hold both Bank of New York Mellon and Citigroup as of their latest quarterly filings: AQR Capital Management, Bridgewater Associates, Citadel Advisors, D. E. Shaw, Gotham Asset Management, Harris Associates (Oakmark), Millennium Management, Point72 Asset Management, Two Sigma Investments. See which superinvestors hold your own portfolio with the smart money checker.
Go deeper
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Data sourced from SEC EDGAR (public domain). Figures are as-reported and may be unaudited or restated; verify against the source filings before relying on them. Comparisons are descriptive (higher or lower on a reported figure), not a rating or a recommendation. Informational only. Not investment advice.