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NYSE · Financials

Travelers Companies, Inc. (TRV)

As-reported financials and SEC filings for Travelers Companies, Inc. The latest annual period is FY2025. The latest reported quarter is Q3 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About Travelers Companies, Inc.

Travelers Companies, Inc. provides commercial and personal property and casualty insurance products and services to businesses, government units, associations, and individuals. Its offerings include various insurance coverages such as commercial multi-peril, workers' compensation, general liability, and commercial property insurance, serving customers primarily in the United States, the United Kingdom, and the Republic of Ireland. The company also operates a Lloyd's syndicate underwriting marine, energy, property, aviation, and special risks insurance.

Snapshot

Revenue
$48.83B
Revenue growth (YoY)
5.2%
Net income
$6.29B
Diluted EPS
$27.43
Gross margin
—
Operating margin
—
Net margin
12.9%
FCF margin
—
ROE
19.1%
net income / fiscal-year-end equity
P/E
10.5×
trailing when available, otherwise FY EPS
Market cap
$81.61B
Long-term debt / equity
—
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Travelers Companies

  • Revenue grew 5.2% to $48.8B in FY2025, slower than the 12.2% the year before.
  • Most recent quarter Q3 FY2026: revenue $12.4B, down 0.5% from Q3 FY2025.
  • Net income rose 25.8% to $6.3B in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Travelers Companies’s fundamentals sit among the 88 insurance companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Net margin12.9%
57th percentile of 82
Revenue growth (YoY)+5.2%
33rd percentile of 88
ROE19.1%
71st percentile of 73
P/E10.5×
46th percentile of 69
Short interest4.08d
60th percentile of 87

No reported insider purchases (code P) in the last 90 days; 13 insider sales totaling $66.2M. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 3 of the superinvestors we track (plus 5 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
3
+5 quant / multi-strat
Initiated / added
3
1 new, 2 added
Reduced / exited
6
5 trimmed, 1 exited
Combined position
$1.06B
reported long value
InvestorAs ofPosition valueSharesChange
AQR Capital ManagementquantQ2 2026$936.8M2.8MAdded
Citadel AdvisorsquantQ2 2026$30.3M91.7KReduced
Dodge & CoxQ2 2026$29.8M90.1KReduced
Gotham Asset ManagementQ2 2026$26.9M81.6KReduced
Two Sigma InvestmentsquantQ2 2026$16.1M48.7KReduced
Bridgewater AssociatesQ2 2026$12.7M38.6KAdded
Millennium ManagementquantQ2 2026$8.0M24.4KReduced
D. E. ShawquantQ2 2026$3.5M10.6KNew

No longer held by: Maverick Capital (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
—
code P value
Sells (90d)
13
$66.2M
Reported activity
Net selling
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-10-22
filed 2026-10-23
Gregory C. ToczydlowskiEVP & President, Business Ins.Sell32.7K$403.86$13.2M
2026-10-22
filed 2026-10-23
Jeffrey P. KlenkEVP & Pres., Bond & Spec. Ins.Sell9.0K$405.57$3.7M
2026-10-22
filed 2026-10-23
David Donnay RowlandEVP & Co-Chief Invest. OfficerSell5.0K$405.62$2.0M
2026-10-22
filed 2026-10-23
Gregory C. ToczydlowskiEVP & President, Business Ins.Sell2.1K$404.43$849K
2026-10-21
filed 2026-10-23
Alan D. SchnitzerChairman and CEOSell44.9K$397.61$17.8M
2026-10-21
filed 2026-10-23
Alan D. SchnitzerChairman and CEOSell15.8K$396.65$6.3M
2026-10-21
filed 2026-10-22
Maria OlivoEVP, ERM & Chief Risk OfficerSell15.1K$398.44$6.0M
2026-10-21
filed 2026-10-23
Alan D. SchnitzerChairman and CEOSell12.9K$394.80$5.1M
2026-10-21
filed 2026-10-23
Alan D. SchnitzerChairman and CEOSell12.4K$395.60$4.9M
2026-10-21
filed 2026-10-23
Alan D. SchnitzerChairman and CEOSell3.0K$398.20$1.2M
2026-10-20
filed 2026-10-22
Michael Frederick KleinEVP & President, Personal Ins.Sell6.1K$392.69$2.4M
2026-10-20
filed 2026-10-22
Michael Frederick KleinEVP & President, Personal Ins.Sell1.4K$393.26$534K

Reported non-derivative purchases and sales (codes P/S), which may be open-market or private. Excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
5.9M
settled 2026-09-30
Change vs prior
-4.6%
vs previous settlement
Days to cover
4.08
at avg daily volume
Avg daily volume
1.4M
FINRA reported
SettlementShares shortChangeDays to cover
2026-09-305.9M-4.6%4.08
2026-09-156.2M+8.0%4.48
2026-08-315.7M-1.8%3.69
2026-08-145.8M-21.7%3.43
2026-07-317.4M+13.6%2.93
2026-07-156.6M-17.6%4.38
2026-06-307.9M+32.7%2.86
2026-06-156.0M-0.6%3.86

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$48.83B$46.42B$41.36B$36.88B$34.82B
Gross profit—————
Operating income—————
Pre-tax income$7.80B$6.18B$3.37B$3.35B$4.46B
Net income$6.29B$5.00B$2.99B$2.84B$3.66B
Diluted EPS$27.43$21.47$12.79$11.77$14.49

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures (free cash flow is operating cash flow minus capital expenditures, which can differ from a company’s own definition); “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Diluted EPS includes discontinued operations where a company reports them. Cash & Equivalents excludes short-term investments and may include restricted cash where that is the figure the company tags. Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024FY2023FY2022FY2021
Cash and equivalents$842.0M$699.0M$650.0M$799.0M$761.0M
Current assets—————
Total assets$143.71B$133.19B$125.98B$115.72B$120.47B
Current liabilities—————
Long-term debt—————
Total liabilities$110.81B$105.33B$101.06B$94.16B$91.58B
Total equity$32.89B$27.86B$24.92B$21.56B$28.89B

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures (free cash flow is operating cash flow minus capital expenditures, which can differ from a company’s own definition); “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Diluted EPS includes discontinued operations where a company reports them. Cash & Equivalents excludes short-term investments and may include restricted cash where that is the figure the company tags. Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$10.61B$9.07B$7.71B$6.46B$7.27B
Capital expenditure—————
Free cash flow—————

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures (free cash flow is operating cash flow minus capital expenditures, which can differ from a company’s own definition); “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Diluted EPS includes discontinued operations where a company reports them. Cash & Equivalents excludes short-term investments and may include restricted cash where that is the figure the company tags. Full details: where the numbers come from.

Quarterly trend

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q3 FY2026$12.41B-0.5%$1.92B$9.04
Q2 FY2026$12.15B0.3%$2.21B$10.26
Q1 FY2026$11.92B1.0%$1.71B$7.78
Q4 FY20253.5%
Q3 FY2025$12.47B4.8%$1.89B$8.24
Q2 FY2025$12.12B7.4%$1.51B$6.53
Q1 FY2025$11.81B5.2%$395.0M$1.70
Q4 FY20249.9%

Latest 8 quarters, from company XBRL filings on SEC EDGAR. A dotted underline marks a fourth-quarter figure we calculated from the full year and the first nine months. Revenue YoY is our calculation too: each quarter against the same quarter a year earlier.

Company facts

ExchangeNYSE
SectorFinancials
SIC industryFire, Marine & Casualty Insurance
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ3 FY2026 (ended September 30, 2026)
Oldest indexed filing2019
SEC CIK86312

Selected SEC filings

10-K2026-02-12
View on EDGAR →
10-K2025-02-13
View on EDGAR →
10-Q2026-10-16
View on EDGAR →
10-Q2026-07-17
View on EDGAR →
10-Q2026-04-16
View on EDGAR →
10-Q2025-10-16
View on EDGAR →
8-K2026-10-16
View on EDGAR →
8-K2026-08-07
View on EDGAR →

Largest insurance peers

All insurance stocks →All Financials companies →

TRV head to head

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.