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NYSE · Industrials

TransUnion (TRU)

As-reported financials and SEC filings for TransUnion. The latest annual period is FY2025. The latest reported quarter is Q1 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About TransUnion

TransUnion is a global information and insights company that provides data and analytics solutions to businesses and consumers. It offers products for credit risk management, marketing, fraud mitigation, and identity verification across various industries including financial services, insurance, retail, telecommunications, and government. TransUnion serves a wide range of customers such as banks, lenders, insurers, retailers, and millions of consumers worldwide who use its tools to manage personal finances and protect against identity theft.

Snapshot

Revenue
$4.58B
Revenue growth (YoY)
9.4%
Net income
$455.4M
Diluted EPS
$2.32
Gross margin
Operating margin
18.7%
Net margin
10.0%
FCF margin
14.5%
ROE
10.0%
net income / fiscal-year-end equity
P/E
22.6×
trailing when available, otherwise FY EPS
Market cap
$16.41B
Long-term debt / equity
1.08×
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at TransUnion

  • Revenue grew 9.4% to $4.6B in FY2025, in line with the 9.2% the year before.
  • Operating margin is 18.7% in FY2025, -3.3 pp against 22.0% in FY2021.
  • Most recent quarter Q1 FY2026: revenue $1.2B, up 13.7% from Q1 FY2025.
  • Free cash flow was $662M in FY2025, 14.5% of revenue.
  • Net income rose 60.1% to $455M in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where TransUnion’s fundamentals sit among the 684 Industrials companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Operating margin18.7%
87th percentile of 605
Net margin10.0%
75th percentile of 645
FCF margin14.5%
84th percentile of 562
Revenue growth (YoY)+9.4%
65th percentile of 668
ROE10.0%
59th percentile of 600
P/E22.6×
45th percentile of 434
Long-term debt / equity1.08×
78th percentile of 409
Short interest4.86d
72nd percentile of 676

TransUnion’s operating margin of 18.7% ranks in the 87th percentile of the 605 Industrials companies reporting it.

No reported insider purchases (code P) in the last 90 days; 8 insider sales totaling $3.8M. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among sector peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 2 of the superinvestors we track (plus 5 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
2
+5 quant / multi-strat
Initiated / added
4
0 new, 4 added
Reduced / exited
4
3 trimmed, 1 exited
Combined position
$2.15B
reported long value
InvestorAs ofPosition valueSharesChange
Dodge & CoxQ2 2026$1.75B24.2MAdded
Citadel AdvisorsquantQ2 2026$314.9M4.4MAdded
Millennium ManagementquantQ2 2026$73.5M1.0MAdded
AQR Capital ManagementquantQ2 2026$12.4M175.4KReduced
Gotham Asset ManagementQ2 2026$4.2M58.7KAdded
Two Sigma InvestmentsquantQ2 2026$693,2659.6KReduced
D. E. ShawquantQ2 2026$205,5992.9KReduced

No longer held by: Bridgewater Associates (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
code P value
Sells (90d)
8
$3.8M
Reported activity
Net selling
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-08-31
filed 2026-09-01
Williams Jennifer A.SVP, Chief Accounting OfficerSell1.1K$84.57$90K
2026-08-11
filed 2026-08-12
Zuiker Alicia BrookeEVP, CHROSell8.7K$78.49$681K
2026-08-03
filed 2026-08-04
CHAOUKI STEVEN MPresident, US MarketsSell1.0K$79.96$80K
2026-08-03
filed 2026-08-04
Skinner Todd C.President, InternationalSell950$79.96$76K
2026-07-28
filed 2026-07-29
Abdelsadek MohamedEVP, Chief Global SolutionsSell23.5K$85.00$2.0M
2026-07-07
filed 2026-07-08
Williams Jennifer A.SVP, Chief Accounting OfficerSell972$80.00$78K
2026-07-01
filed 2026-07-02
CHAOUKI STEVEN MPresident, US MarketsSell10.0K$72.64$726K
2026-07-01
filed 2026-07-02
Skinner Todd C.President, InternationalSell1.0K$72.64$73K
2026-06-01
filed 2026-06-03
CHAOUKI STEVEN MPresident, US MarketsSell5.0K$70.73$354K
2026-06-01
filed 2026-06-03
Skinner Todd C.President, InternationalSell1.0K$70.73$71K
2026-05-29
filed 2026-06-01
RUSSELL HEATHER JEVP, Chief Legal OfficerSell6.7K$71.87$480K
2026-05-01
filed 2026-05-04
CHAOUKI STEVEN MPresident, US MarketsSell5.0K$71.93$360K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
8.6M
settled 2026-08-14
Change vs prior
+0.4%
vs previous settlement
Days to cover
4.86
at avg daily volume
Avg daily volume
1.8M
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-148.6M+0.4%4.86
2026-07-318.5M-21.0%3.33
2026-07-1510.8M+6.5%4.48
2026-06-3010.2M-7.6%2.88
2026-06-1511.0M+11.7%5.26
2026-05-299.8M+5.4%4.98
2026-05-159.3M+11.8%4.47
2026-04-308.4M-16.9%3.54

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$4.58B$4.18B$3.83B$3.71B$2.96B
Gross profit
Operating income$857.8M$666.7M$128.5M$626.3M$651.9M
Net income$455.4M$284.4M$-206.2M$266.3M$1.39B
Diluted EPS$2.32$1.45$-1.07$1.38$7.20

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$987.6M$832.5M$645.4M$297.2M$808.3M
Capital expenditure$326.0M$315.8M$310.7M$298.2M$224.2M
Free cash flow$661.6M$516.7M$334.7M$-1.0M$584.1M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q1 FY2026$1.25B13.7%$397.1M$2.04
Q4 FY2025$1.17B13.0%$101.2M$0.52
Q3 FY2025$1.17B7.8%$96.6M$0.49
Q2 FY2025$1.14B9.5%$109.6M$0.56
Q1 FY2025$1.10B7.3%$148.1M$0.75
Q4 FY2024$1.04B8.6%$66.2M$0.33
Q3 FY2024$1.08B12.0%$68.0M$0.35
Q2 FY2024$1.04B7.5%$85.0M$0.44

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNYSE
SectorIndustrials
SIC industryServices-Consumer Credit Reporting, Collection Agencies
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ1 FY2026 (ended March 31, 2026)
Oldest indexed filing2017
SEC CIK1552033

Selected SEC filings

10-Q2026-07-28
View on EDGAR →
8-K2026-07-28
View on EDGAR →
8-K2026-05-15
View on EDGAR →

Largest Industrials peers

All Industrials companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.