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PNC FINANCIAL SERVICES GROUP, INC. (PNC)

As-reported financials and recent SEC filings for PNC FINANCIAL SERVICES GROUP, INC., latest fiscal period FY2025. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About PNC FINANCIAL SERVICES GROUP, INC.

PNC Financial Services Group, Inc. is a diversified financial services holding company based in Pittsburgh, Pennsylvania. It offers retail banking, corporate and institutional banking, and asset management services across the United States through its primary bank subsidiary, PNC Bank, and various non-banking subsidiaries. PNC serves individual consumers, corporations, government entities, and institutional clients with products including lending, deposit accounts, wealth management, and specialized financial services.

Snapshot

Revenue
$23.10B
Revenue growth (YoY)
7.2%
Net income
$7.00B
Diluted EPS
$16.59
Gross margin
Operating margin
Net margin
30.3%
FCF margin
ROE
11.5%
P/E (TTM)
13.7×
Market cap
$99.61B
Debt / equity
0.9×

Fundamentals are from SEC filings. P/E and market cap are derived from recent market prices, refreshed on a rolling basis (typically within the past week).

What changed at Pnc Financial Services Group

  • Revenue grew 7.2% to $23.1B in FY2025, faster than the 0.3% the year before.
  • Most recent quarter Q1 FY2026: revenue $6.2B, up 13.1% from Q1 FY2025.
  • Net income rose 17.5% to $7.0B in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Pnc Financial Services Group’s fundamentals sit among the 76 banks. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Net margin30.3%
75th percentile of 76
Revenue growth (YoY)+7.2%
31st percentile of 76
ROE11.5%
72nd percentile of 76
P/E (TTM)13.7×
69th percentile of 75
Debt / equity0.94×
89th percentile of 38
Short interest2.98d
16th percentile of 75

Pnc Financial Services Group’s debt to equity of 0.94 ranks in the 89th percentile of the 38 banks reporting it.

No open-market insider buys in the last 90 days; 7 insider sales totaling $11.3M. For context, about 16% of companies in the universe saw any open-market insider buying in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 4 of the superinvestors we track (plus 6 quant / multi-strat books), based on each investor’s most recent 13F (latest Q1 2026).

Conviction investors
4
+6 quant / multi-strat
Initiated / added
5
0 new, 5 added
Reduced / exited
4
4 trimmed, 0 exited
Combined position
$1.94B
reported long value
InvestorAs ofPosition valueSharesChange
AQR Capital ManagementquantQ1 2026$913.9M4.4MAdded
Viking Global InvestorsQ1 2026$629.9M3.0MReduced
Citadel AdvisorsquantQ1 2026$201.3M967.5KReduced
Two Sigma InvestmentsquantQ1 2026$76.4M367.0KAdded
Point72 Asset ManagementquantQ1 2026$53.5M257.1KAdded
Millennium ManagementquantQ1 2026$26.5M127.5KAdded
Bridgewater AssociatesQ1 2026$16.1M77.3KAdded
D. E. ShawquantQ1 2026$12.8M61.6KReduced
Gotham Asset ManagementQ1 2026$3.0M14.3KReduced
Dodge & CoxQ1 2026$2.9M14.0KHeld

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
open-market
Bought (90d)
open-market value
Sells (90d)
7
$11.3M
Signal
Net selling
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-07-22
filed 2026-07-24
Deborah GuildExecutive Vice PresidentSell1.2K$252.19$303K
2026-06-12
filed 2026-06-16
Thomas Michael DuaneExecutive Vice PresidentSell1.5K$238.14$357K
2026-06-08
filed 2026-06-10
Overstrom Alexander E. C.Executive Vice PresidentSell1.5K$227.97$342K
2026-06-05
filed 2026-06-08
Novosel StephanieExecutive Vice PresidentSell1.8K$228.73$412K
2026-05-26
filed 2026-05-28
Feldstein Andrew TDirectorSell23.0K$220.57$5.1M
2026-05-26
filed 2026-05-28
Feldstein Andrew TDirectorSell18.0K$220.57$4.0M
2026-05-26
filed 2026-05-28
Feldstein Andrew TDirectorSell4.0K$220.57$882K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
6.7M
settled 2026-07-15
Change vs prior
-12.6%
vs previous settlement
Days to cover
2.98
at avg daily volume
Avg daily volume
2.2M
FINRA reported
SettlementShares shortChangeDays to cover
2026-07-156.7M-12.6%2.98
2026-06-307.7M-2.0%2.80
2026-06-157.8M+12.8%3.62
2026-05-296.9M+0.3%4.17
2026-05-156.9M+0.3%4.29
2026-04-306.9M-1.2%3.38
2026-04-157.0M+8.1%2.84
2026-03-316.4M+10.9%2.42

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Bank fundamentals

Regulatory detail for PNC Bank, National Association (Wilmington, DE), the insured-bank subsidiary, from its FDIC Call Report as of Q1 2026. This is what actually moves bank stocks: deposit franchise, capital, and credit quality that a standard income statement can’t show.

Total deposits
$441.5B
FDIC insured-bank
Uninsured deposits
45.2%
share of deposits
CET1 ratio
11.63%
regulatory capital
Net interest margin
3.09%
trailing
Efficiency ratio
57.2%
lower is better
Noncurrent loans
0.83%
of gross loans

Source: FDIC BankFind (Call Report), public domain. Bank-subsidiary figures, filed quarterly ~30 days after quarter-end.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$23.10B$21.55B$21.49B$21.12B$19.21B
Gross profit
Operating income
Net income$7.00B$5.95B$5.65B$6.11B$5.72B
Diluted EPS$16.59$13.74$12.79$13.85$12.70

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full methodology.

Balance sheet (as reported)

 FY2025FY2024FY2023FY2022FY2021
Cash and equivalents$39.71B$46.25B$50.73B$34.36B$82.25B
Current assets
Total assets$573.57B$560.04B$561.58B$557.26B$557.19B
Current liabilities
Long-term debt$57.10B$61.67B$72.74B$58.73B
Total liabilities$512.94B$505.57B$510.44B$511.45B$501.46B
Total equity$60.64B$54.47B$51.14B$45.81B$55.73B

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full methodology.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$4.38B$7.88B$10.11B$9.08B$7.21B
Capital expenditure
Free cash flow

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full methodology.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q1 FY2026$6.17B13.1%$1.77B$4.13
Q4 FY2025$6.07B9.1%$2.03B$5.17
Q3 FY2025$5.92B8.9%$1.82B$4.35
Q2 FY2025$5.66B4.6%$1.64B$3.85
Q1 FY2025$5.45B6.0%$1.50B$3.51
Q4 FY2024$5.57B3.8%$1.63B$4.07
Q3 FY2024$5.43B3.8%$1.50B$3.49
Q2 FY2024$5.41B2.2%$1.48B$3.39

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNYSE
SectorFinancials
SIC industryNational Commercial Banks
Fiscal year endDecember 31
Latest fiscal periodFY2025
SEC filings since2021
SEC CIK713676

Recent SEC filings

10-K2026-02-20
View on EDGAR →
10-K2025-02-21
View on EDGAR →
10-Q2026-05-05
View on EDGAR →
10-Q2025-11-03
View on EDGAR →
10-Q2025-08-01
View on EDGAR →
10-Q2025-05-02
View on EDGAR →
8-K2026-07-21
View on EDGAR →
8-K2026-07-15
View on EDGAR →

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Data sourced from SEC EDGAR (public domain). Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.