analyzeportfolio
Nasdaq · Industrials

Payoneer Global Inc. (PAYO)

As-reported financials and SEC filings for Payoneer Global Inc. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About Payoneer Global Inc.

Payoneer Global Inc. is a financial technology company that provides a global payment platform for small and medium-sized businesses. Its services include multi-currency accounts, cross-border accounts receivable and payable management, funds and expense management, and working capital solutions. Payoneer serves nearly 2 million customers in over 190 countries, including exporters, service providers, independent professionals, and businesses operating internationally.

Snapshot

Revenue
$813.4M
Revenue growth (YoY)
14.5%
Net income
$73.2M
Diluted EPS
$0.19
Gross margin
—
Operating margin
15.3%
Net margin
9.0%
FCF margin
25.4%
ROE
10.4%
net income / fiscal-year-end equity
P/E
51.0×
trailing when available, otherwise FY EPS
Market cap
$2.42B
Long-term debt / equity
—
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Payoneer Global

  • Revenue grew 14.5% to $813M in FY2025, slower than the 20.2% the year before.
  • Operating margin turned positive at 15.3% in FY2025, from a 6.6% operating loss in FY2021.
  • Most recent quarter Q2 FY2026: revenue $220M, up 9.9% from Q2 FY2025.
  • Free cash flow was $207M in FY2025, 25.4% of revenue.
  • Net income fell 39.6% to $73M in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Payoneer Global’s fundamentals sit among the 669 Industrials companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Operating margin15.3%
78th percentile of 599
Net margin9.0%
72nd percentile of 631
FCF margin25.4%
96th percentile of 547
Revenue growth (YoY)+14.5%
74th percentile of 653
ROE10.4%
60th percentile of 591
P/E51.0×
88th percentile of 406
Short interest4.70d
71st percentile of 662

Payoneer Global’s FCF margin of 25.4% ranks in the 96th percentile of the 547 Industrials companies reporting it. Payoneer Global’s P/E of 51.0 ranks in the 88th percentile of the 406 peers with a meaningful P/E.

No reported insider transactions (codes P/S) in the last 90 days. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among sector peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 2 of the superinvestors we track (plus 5 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
2
+5 quant / multi-strat
Initiated / added
2
1 new, 1 added
Reduced / exited
6
5 trimmed, 1 exited
Combined position
$87.2M
reported long value
InvestorAs ofPosition valueSharesChange
Millennium ManagementquantQ2 2026$29.9M5.7MAdded
Soros Fund ManagementQ2 2026$22.8M3.2MNew
Renaissance TechnologiesquantQ2 2026$14.4M2.0MReduced
AQR Capital ManagementquantQ2 2026$7.2M1.0MReduced
D. E. ShawquantQ2 2026$7.0M989.4KReduced
Two Sigma InvestmentsquantQ2 2026$5.8M812.8KReduced
Gotham Asset ManagementQ2 2026$101,95814.3KReduced

No longer held by: Citadel Advisors (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
—
code P value
Sells (90d)
0
—
Reported activity
Quiet
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-06-15
filed 2026-06-16
Beatrice OrdonezChief Financial OfficerSell25.0K$7.01$175K

Reported non-derivative purchases and sales (codes P/S), which may be open-market or private. Excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
14.2M
settled 2026-09-30
Change vs prior
+2.6%
vs previous settlement
Days to cover
4.70
at avg daily volume
Avg daily volume
3.0M
FINRA reported
SettlementShares shortChangeDays to cover
2026-09-3014.2M+2.6%4.70
2026-09-1513.8M-2.6%4.99
2026-08-3114.2M-6.4%5.99
2026-08-1415.1M-4.1%2.50
2026-07-3115.8M-0.6%3.74
2026-07-1515.9M-0.8%5.36
2026-06-3016.0M+7.5%1.98
2026-06-1514.9M+28.5%1.00

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$813.4M$710.3M$590.8M$563.6M$460.6M
Gross profit—————
Operating income$124.7M$149.0M$103.6M$-22.2M$-30.2M
Net income$73.2M$121.2M$93.3M$-12.0M$-34.0M
Diluted EPS$0.19$0.31$0.24$-0.03$-0.33

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024FY2023FY2022FY2021
Cash and equivalents$415.5M$497.5M$617.0M$543.3M$465.9M
Current assets$8.11B$7.10B$7.11B$6.47B$4.96B
Total assets$8.96B$7.93B$7.28B$6.59B$5.08B
Current liabilities$8.08B$7.13B$6.54B$5.98B$4.50B
Long-term debt——$18.4M$16.1M$13.7M
Total liabilities$8.25B$7.21B$6.62B$6.05B$4.59B
Total equity$704.4M$724.8M$664.3M$545.3M$487.1M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$233.5M$176.9M$159.5M$84.0M$20.0M
Capital expenditure$26.9M$8.2M$8.5M$10.5M$6.9M
Free cash flow

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Full details: where the numbers come from.

Quarterly trend

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q2 FY2026$220.3M9.9%$-2.4M$-0.01
Q1 FY2026$208.1M11.7%$19.6M$0.06
Q4 FY20259.5%
Q3 FY2025$209.7M16.3%$14.1M$0.04
Q2 FY2025$200.5M17.1%$19.5M$0.05
Q1 FY2025$186.3M16.1%$20.6M$0.05
Q4 FY202426.4%
Q3 FY2024$180.4M24.2%$41.6M$0.11

Latest 8 quarters, from company XBRL filings on SEC EDGAR. A dotted underline marks a fourth-quarter figure we calculated from the full year and the first nine months. Revenue YoY is our calculation too: each quarter against the same quarter a year earlier.

Company facts

ExchangeNasdaq
SectorIndustrials
SIC industryServices-Business Services, NEC
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ2 FY2026 (ended June 30, 2026)
Oldest indexed filing2021
SEC CIK1845815

Selected SEC filings

10-Q2026-08-06
View on EDGAR →
10-Q2026-05-07
View on EDGAR →
8-K2026-10-08
View on EDGAR →
8-K2026-09-14
View on EDGAR →
8-K2026-09-08
View on EDGAR →
8-K2026-08-06
View on EDGAR →

Largest Industrials peers

All Industrials companies →

Monitor PAYO

Get an alert when Payoneer Global files something material, see which superinvestors own it, and ask its filings a question with cited answers.

Monitor PAYO free

Includes one free filing-grounded research answer. Or check your whole portfolio, no account needed.

Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.