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Nasdaq · Financials

Fiserv Inc. (FISV)

As-reported financials and SEC filings for Fiserv Inc. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About Fiserv Inc.

Fiserv Inc provides payments and financial services technology solutions globally. Its main products include account processing, digital banking, card issuer processing, payments, e-commerce, merchant acquiring, and the Clover cloud-based point-of-sale platform. The company serves merchants, banks, credit unions, financial institutions, corporate clients, and public sector clients across regions including the U.S., Canada, Europe, Latin America, and Asia Pacific.

Snapshot

Revenue
$21.19B
Revenue growth (YoY)
3.6%
Net income
$3.48B
Diluted EPS
$6.34
Gross margin
—
Operating margin
27.5%
Net margin
16.4%
FCF margin
20.3%
ROE
13.5%
net income / fiscal-year-end equity
P/E
8.8×
trailing when available, otherwise FY EPS
Market cap
$24.49B
Long-term debt / equity
1.08×
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Fiserv

  • Revenue grew 3.6% to $21.2B in FY2025, slower than the 7.1% the year before.
  • Operating margin is 27.5% in FY2025, +13.4 pp against 14.1% in FY2021.
  • Most recent quarter Q2 FY2026: revenue $5.3B, down 4.1% from Q2 FY2025.
  • Free cash flow was $4.3B in FY2025, 20.3% of revenue.
  • Net income rose 11.1% to $3.5B in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Fiserv’s fundamentals sit among the 424 Financials companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Operating margin27.5%
71st percentile of 141
Net margin16.4%
52nd percentile of 372
FCF margin20.3%
52nd percentile of 266
Revenue growth (YoY)+3.6%
26th percentile of 419
ROE13.5%
71st percentile of 373
P/E8.8×
20th percentile of 307
Long-term debt / equity1.08×
81st percentile of 192
Short interest4.21d
59th percentile of 419

1 reported insider purchase (code P) totaling $519,500 in the last 90 days. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among sector peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 5 of the superinvestors we track (plus 6 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
5
+6 quant / multi-strat
Initiated / added
3
0 new, 3 added
Reduced / exited
9
8 trimmed, 1 exited
Combined position
$4.65B
reported long value
InvestorAs ofPosition valueSharesChange
Dodge & CoxQ2 2026$2.46B50.2MReduced
Harris Associates (Oakmark)Q2 2026$1.09B22.2MAdded
First Eagle Investment ManagementQ2 2026$532.6M10.9MAdded
D. E. ShawquantQ2 2026$219.9M4.5MReduced
JANA PartnersQ2 2026$179.6M3.7MReduced
AQR Capital ManagementquantQ2 2026$64.5M1.3MReduced
Renaissance TechnologiesquantQ2 2026$54.8M1.1MAdded
Gotham Asset ManagementQ2 2026$22.8M465.8KReduced
Citadel AdvisorsquantQ2 2026$11.3M230.0KReduced
Two Sigma InvestmentsquantQ2 2026$6.5M132.9KReduced
Millennium ManagementquantQ2 2026$4.3M88.6KReduced

No longer held by: Southeastern Asset Management (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
1
1 insider
Bought (90d)
$520K
code P value
Sells (90d)
0
—
Reported activity
Net buying
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-08-07
filed 2026-08-11
Lance M. FritzDirectorBuy10.0K$51.95$520K
2026-06-17
filed 2026-06-18
Paul M. ToddChief Financial OfficerBuy10.1K$49.70$500K
2026-06-17
Wafaa MamilliDirectorBuy3.0K$50.59$150K
2026-06-16
Adam L. RosmanChief Admin. and Legal OfficerBuy10.2K$49.33$501K
2026-06-16
Gordon M. NixonDirectorBuy7.5K$49.57$372K
2026-06-16
Harry DisimoneDirectorBuy2.1K$48.41$101K
2026-06-16
Charlotte YarkoniDirectorBuy2.0K$49.49$100K

Reported non-derivative purchases and sales (codes P/S), which may be open-market or private. Excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
30.8M
settled 2026-09-30
Change vs prior
+2.7%
vs previous settlement
Days to cover
4.21
at avg daily volume
Avg daily volume
7.3M
FINRA reported
SettlementShares shortChangeDays to cover
2026-09-3030.8M+2.7%4.21
2026-09-1530.0M-9.8%3.96
2026-08-3133.3M+11.2%6.28
2026-08-1429.9M+42.5%2.76
2026-07-3121.0M+1.8%3.62
2026-07-1520.6M-11.2%2.88
2025-10-3110.5M+37.5%1.00
2025-10-157.7M+14.0%1.73

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$21.19B$20.46B$19.09B$17.74B$16.23B
Gross profit—————
Operating income$5.82B$5.88B$5.01B$3.74B$2.29B
Net income$3.48B$3.13B$3.07B$2.53B$1.33B
Diluted EPS$6.34$5.38$4.98$3.91$1.99

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Full details: where the numbers come from.

Balance sheet (as reported)

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$6.06B$6.63B$5.16B$4.62B$4.03B
Capital expenditure$1.76B$1.57B$1.39B$1.48B$1.16B
Free cash flow

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Full details: where the numbers come from.

Quarterly trend

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q2 FY2026$5.29B-4.1%$627.0M$1.17
Q1 FY2026$5.03B-2.0%$571.0M$1.07
Q4 FY20250.6%
Q3 FY2025$5.26B0.9%$792.0M$1.46
Q2 FY2025$5.52B8.0%$1.03B$1.86
Q1 FY2025$5.13B5.1%$851.0M$1.51
Q4 FY20246.8%
Q3 FY2024$5.21B7.0%$564.0M$0.98

Latest 8 quarters, from company XBRL filings on SEC EDGAR. A dotted underline marks a fourth-quarter figure we calculated from the full year and the first nine months. Revenue YoY is our calculation too: each quarter against the same quarter a year earlier.

Company facts

ExchangeNasdaq
SectorFinancials
SIC industryServices-Business Services, NEC
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ2 FY2026 (ended June 30, 2026)
Oldest indexed filing2019
SEC CIK798354

Selected SEC filings

10-Q2026-08-07
View on EDGAR →
10-Q2026-05-06
View on EDGAR →
8-K2026-09-22
View on EDGAR →
8-K2026-08-06
View on EDGAR →
8-K2026-07-07
View on EDGAR →
8-K2026-06-23
View on EDGAR →

Largest Financials peers

All Financials companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.