analyzeportfolio
NYSE · Financials

RLI CORP (RLI)

As-reported financials and SEC filings for RLI CORP. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About RLI CORP

RLI Corp is an insurance company that provides property and casualty insurance products. Its offerings include casualty, surety, and property insurance segments, serving commercial and personal clients. The company underwrites various types of coverage such as general liability, commercial umbrella, and homeowners insurance.

Snapshot

Revenue
$1.88B
Revenue growth (YoY)
6.3%
Net income
$403.3M
Diluted EPS
$4.37
Gross margin
Operating margin
Net margin
21.4%
FCF margin
32.3%
ROE
22.7%
net income / fiscal-year-end equity
P/E
13.5×
trailing when available, otherwise FY EPS
Market cap
$5.90B
Long-term debt / equity
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Rli

  • Revenue grew 6.3% to $1.9B in FY2025, slower than the 17.1% the year before.
  • Most recent quarter Q2 FY2026: revenue $576M, up 15.2% from Q2 FY2025.
  • Free cash flow was $609M in FY2025, 32.3% of revenue.
  • Net income rose 16.6% to $403M in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Rli’s fundamentals sit among the 88 insurance companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Net margin21.4%
81st percentile of 82
FCF margin32.3%
85th percentile of 55
Revenue growth (YoY)+6.3%
40th percentile of 88
ROE22.7%
78th percentile of 73
P/E13.5×
63rd percentile of 72
Short interest11.90d
99th percentile of 87

Rli’s FCF margin of 32.3% ranks in the 85th percentile of the 55 insurance companies reporting it.

No reported insider transactions (codes P/S) in the last 90 days. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 2 of the superinvestors we track (plus 4 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
2
+4 quant / multi-strat
Initiated / added
3
1 new, 2 added
Reduced / exited
4
2 trimmed, 2 exited
Combined position
$291.7M
reported long value
InvestorAs ofPosition valueSharesChange
Markel GroupQ2 2026$141.4M2.4MHeld
AQR Capital ManagementquantQ2 2026$53.6M916.8KAdded
Two Sigma InvestmentsquantQ2 2026$35.8M606.6KReduced
Gotham Asset ManagementQ2 2026$31.8M537.8KReduced
Citadel AdvisorsquantQ2 2026$26.8M453.9KAdded
Millennium ManagementquantQ2 2026$2.3M39.3KNew

No longer held by: D. E. Shaw (as of Q2 2026), Renaissance Technologies (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
code P value
Sells (90d)
0
Reported activity
Quiet
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-06-01
KELLOGG CLARK CDirectorBuy3.0K$50.90$153K
2026-05-28
filed 2026-05-29
Duclos David B.DirectorBuy2.5K$51.99$130K
2026-05-27
filed 2026-05-28
Klobnak Jennifer LCHIEF OPERATING OFFICERBuy2.0K$52.72$105K
2026-05-27
filed 2026-05-28
Kliethermes Craig WCHIEF EXECUTIVE OFFICERBuy2.0K$52.00$104K
2026-05-21
filed 2026-05-26
Kliethermes Craig WCHIEF EXECUTIVE OFFICERBuy5.0K$52.00$260K
2026-05-19
Klobnak Jennifer LCHIEF OPERATING OFFICERBuy2.0K$53.42$107K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
7.8M
settled 2026-08-14
Change vs prior
-1.6%
vs previous settlement
Days to cover
11.90
at avg daily volume
Avg daily volume
657.0K
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-147.8M-1.6%11.90
2026-07-317.9M+3.9%7.43
2026-07-157.6M+6.2%9.19
2026-06-307.2M+10.5%7.13
2026-06-156.5M+17.9%6.01
2026-05-295.5M+8.9%6.23
2026-05-155.1M-3.4%4.69
2026-04-305.3M+11.5%5.77

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$1.88B$1.77B$1.51B$1.70B$1.18B
Gross profit
Operating income
Net income$403.3M$345.8M$304.6M$583.4M$279.4M
Diluted EPS$4.37$3.74$3.31$6.37$3.06

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024FY2023FY2022FY2021
Cash and equivalents$51.6M$39.8M$36.4M$22.8M$88.8M
Current assets
Total assets$6.16B$5.63B$5.18B$4.77B$4.51B
Current liabilities
Long-term debt$100.0M$100.0M$199.9M$199.7M
Total liabilities$4.38B$4.11B$3.77B$3.59B$3.28B
Total equity$1.78B$1.52B$1.41B$1.18B$1.23B

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$614.2M$560.2M$464.3M$250.4M$384.9M
Capital expenditure$5.5M$4.7M$5.9M$5.9M$8.3M
Free cash flow$608.7M$555.5M$458.3M$244.6M$376.6M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q2 FY2026$575.6M15.2%$168.0M$1.82
Q1 FY2026$423.9M4.0%$54.9M$0.60
Q4 FY2025$465.7M6.1%$91.2M$0.99
Q3 FY2025$509.3M8.4%$124.6M$1.35
Q2 FY2025$499.8M20.0%$124.3M$1.34
Q1 FY2025$407.7M-8.4%$63.2M$0.68
Q4 FY2024$439.1M1.3%$40.9M$0.44
Q3 FY2024$470.0M41.7%$95.0M$1.03

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNYSE
SectorFinancials
SIC industryFire, Marine & Casualty Insurance
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ2 FY2026 (ended June 30, 2026)
Oldest indexed filing2017
SEC CIK84246

Selected SEC filings

10-Q2026-07-24
View on EDGAR →
10-Q2026-04-24
View on EDGAR →
8-K2026-08-13
View on EDGAR →
8-K2026-07-28
View on EDGAR →
8-K2026-07-22
View on EDGAR →
8-K2026-07-15
View on EDGAR →

Largest insurance peers

All insurance stocksAll Financials companies →

Monitor RLI

Get an alert when Rli files something material, see which superinvestors own it, and ask its filings a question with cited answers.

Monitor RLI free

Includes one free filing-grounded research answer. Or check your whole portfolio, no account needed.

Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.