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QCR HOLDINGS INC (QCRH)

As-reported financials and SEC filings for QCR HOLDINGS INC. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About QCR HOLDINGS INC

QCR Holdings Inc is a multi-bank holding company headquartered in Moline, Illinois, serving communities in Iowa and Missouri through its four wholly-owned subsidiary banks: Quad City Bank & Trust, Cedar Rapids Bank & Trust, Community State Bank, and Guaranty Bank. These banks provide full-service commercial and consumer banking, trust, and asset management services. The company also offers equipment financing through its subsidiary m2, although it discontinued new loans and leases through m2 in 2024.

Snapshot

Revenue
$369.5M
Revenue growth (YoY)
6.4%
Net income
$127.2M
Diluted EPS
$7.49
Gross margin
Operating margin
Net margin
34.4%
FCF margin
95.8%
ROE
11.4%
net income / fiscal-year-end equity
P/E
11.9×
trailing when available, otherwise FY EPS
Market cap
$1.63B
Long-term debt / equity
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Qcr Holdings

  • Revenue grew 6.4% to $370M in FY2025, after a 1.8% decline the year before.
  • Most recent quarter Q2 FY2026: revenue $97M, up 15.6% from Q2 FY2025.
  • Free cash flow was $354M in FY2025, 95.8% of revenue.
  • Net income rose 11.7% to $127M in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Qcr Holdings’s fundamentals sit among the 76 banks. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Net margin34.4%
93rd percentile of 76
FCF margin95.8%
Highest of 58
Revenue growth (YoY)+6.4%
23rd percentile of 76
ROE11.4%
69th percentile of 76
P/E11.9×
41st percentile of 75
Short interest5.21d
49th percentile of 75

Qcr Holdings’s FCF margin of 95.8% is the highest of the 58 banks reporting it. Qcr Holdings’s net margin of 34.4% ranks in the 93rd percentile of the 76 banks reporting it.

No reported insider purchases (code P) in the last 90 days; 1 insider sale totaling $71,220. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 7 quant / multi-strat books among the superinvestors we track; no conviction manager currently reports a position.

Conviction investors
0
+7 quant / multi-strat
Initiated / added
4
0 new, 4 added
Reduced / exited
3
3 trimmed, 0 exited
Combined position
$54.8M
reported long value
InvestorAs ofPosition valueSharesChange
Renaissance TechnologiesquantQ2 2026$18.0M185.2KReduced
Two Sigma InvestmentsquantQ2 2026$11.3M116.0KAdded
Citadel AdvisorsquantQ2 2026$9.1M93.9KAdded
AQR Capital ManagementquantQ2 2026$6.7M69.1KAdded
Millennium ManagementquantQ2 2026$6.6M68.0KAdded
D. E. ShawquantQ2 2026$1.8M18.1KReduced
Point72 Asset ManagementquantQ2 2026$1.2M12.1KReduced

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
code P value
Sells (90d)
1
$71K
Reported activity
Net selling
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-06-09
filed 2026-06-10
Ekizian Laura LPresident & CEO, QCBTSell750$94.96$71K
2026-06-02
filed 2026-06-10
Reasner Amy LDirectorBuy60$90.25$5K
2026-04-30
Klein James D.President, CRBTSell310$91.00$28K
2026-04-23
filed 2026-04-24
Reasner Amy LDirectorBuy100$88.35$9K
2025-05-12
filed 2026-06-08
Klein James D.President, CRBTSell428$60.74$26K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
458.7K
settled 2026-08-14
Change vs prior
+19.9%
vs previous settlement
Days to cover
5.21
at avg daily volume
Avg daily volume
88.1K
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-14458.7K+19.9%5.21
2026-07-31382.7K-4.0%2.86
2026-07-15398.6K-5.1%4.36
2026-06-30419.8K+24.0%2.43
2026-06-15338.4K-14.1%3.03
2026-05-29394.0K+1.9%5.21
2026-05-15386.5K+14.4%4.15
2026-04-30338.0K-1.0%2.93

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Bank fundamentals

Regulatory detail for Quad City Bank & Trust (lead of 4-bank holdco) (Bettendorf, IA), the insured-bank subsidiary, from its FDIC Call Report as of Q1 2026. This is what actually moves bank stocks: deposit franchise, capital, and credit quality that a standard income statement can’t show.Note: this holding company operates multiple bank charters. Figures below are the lead bank only, so they understate the consolidated company.

Total deposits
$2.7B
FDIC insured-bank
Uninsured deposits
38.3%
share of deposits
CET1 ratio
12.89%
regulatory capital
Net interest margin
2.86%
trailing
Efficiency ratio
54.0%
lower is better
Noncurrent loans
0.56%
of gross loans

Source: FDIC BankFind (Call Report). Bank-subsidiary figures, filed quarterly ~30 days after quarter-end.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$369.5M$347.3M$353.7M$311.8M$278.7M
Gross profit
Operating income
Net income$127.2M$113.8M$113.6M$99.1M$98.9M
Diluted EPS$7.49$6.71$6.73$5.87$6.20

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024FY2023FY2022FY2021
Cash and equivalents
Current assets
Total assets$9.50B$9.03B$8.54B$7.95B$6.10B
Current liabilities
Long-term debt
Total liabilities$8.39B$8.03B$7.65B$7.18B$5.42B
Total equity$1.11B$997.4M$886.6M$772.7M$677.0M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$421.5M$444.5M$376.3M$118.7M$88.2M
Capital expenditure$67.4M$44.5M$14.9M$33.3M$14.0M
Free cash flow$354.1M$400.0M$361.4M$85.4M$74.2M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q2 FY2026$97.3M15.6%$36.3M$2.19
Q1 FY2026$90.4M17.6%$33.4M$1.99
Q4 FY2025$107.0M16.5%$35.7M$2.12
Q3 FY2025$101.5M16.8%$36.7M$2.16
Q2 FY2025$84.2M-3.3%$29.0M$1.71
Q1 FY2025$76.9M-5.7%$25.8M$1.52
Q4 FY2024$91.8M-11.2%$30.2M$1.78
Q3 FY2024$86.9M6.1%$27.8M$1.64

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNasdaq
SectorFinancials
SIC industryState Commercial Banks
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ2 FY2026 (ended June 30, 2026)
Oldest indexed filing2015
SEC CIK906465

Selected SEC filings

10-Q2026-08-07
View on EDGAR →
10-Q2026-05-08
View on EDGAR →
8-K2026-08-24
View on EDGAR →
8-K2026-07-22
View on EDGAR →
8-K2026-07-22
View on EDGAR →
8-K2026-05-26
View on EDGAR →

Largest bank peers

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.