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Nasdaq · Financials

Ethos Technologies Inc. (LIFE)

As-reported financials and SEC filings for Ethos Technologies Inc. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About Ethos Technologies Inc.

Ethos Technologies Inc. operates a technology-driven platform that simplifies the process of buying life insurance for consumers in the United States. The company offers a fully digital application and underwriting process, partnering with top-rated insurance carriers to provide various life insurance products. Ethos serves consumers, independent agents, and insurance carriers by streamlining policy distribution, underwriting, and administration through its proprietary technology platform.

Snapshot

Revenue
$387.6M
Revenue growth (YoY)
52.0%
Net income
$71.2M
Diluted EPS
$1.22
Gross margin
Operating margin
18.8%
Net margin
18.4%
FCF margin
9.0%
ROE
net income / fiscal-year-end equity
P/E
31.6×
trailing when available, otherwise FY EPS
Market cap
$3.70B
Long-term debt / equity
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Ethos Technologies

  • Revenue grew 52.0% to $388M in FY2025.
  • Most recent quarter Q2 FY2026: revenue $190M, up 113.4% from Q2 FY2025.
  • Free cash flow was $35M in FY2025, 9.0% of revenue.
  • Net income rose 45.7% to $71M in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Ethos Technologies’s fundamentals sit among the 88 insurance companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Operating margin18.8%
65th percentile of 27
Net margin18.4%
77th percentile of 82
FCF margin9.0%
30th percentile of 55
Revenue growth (YoY)+52.0%
93rd percentile of 88
P/E31.6×
89th percentile of 72
Short interest1.00d
1st percentile of 87

Ethos Technologies’s revenue growth of +52.0% ranks in the 93rd percentile of the 88 insurance companies reporting it. Ethos Technologies’s P/E of 31.6 ranks in the 89th percentile of the 72 peers with a meaningful P/E.

No reported insider purchases (code P) in the last 90 days; 49 insider sales totaling $33.7M. For context, about 14% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 4 quant / multi-strat books among the superinvestors we track; no conviction manager currently reports a position.

Conviction investors
0
+4 quant / multi-strat
Initiated / added
4
1 new, 3 added
Reduced / exited
1
0 trimmed, 1 exited
Combined position
$11.4M
reported long value
InvestorAs ofPosition valueSharesChange
Renaissance TechnologiesquantQ2 2026$6.2M342.5KAdded
Two Sigma InvestmentsquantQ2 2026$3.0M167.8KAdded
D. E. ShawquantQ2 2026$1.8M99.8KAdded
Millennium ManagementquantQ2 2026$359,69819.8KNew

No longer held by: Citadel Advisors (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
code P value
Sells (90d)
49
$33.7M
Reported activity
Net selling
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-08-21
Colis Peter GeorgeCEO and SecretarySell24.6K$33.30$818K
2026-08-21
Colis Peter GeorgeCEO and SecretarySell4.0K$33.85$137K
2026-08-20
filed 2026-08-21
Wang LingkePresidentSell80.0K$33.51$2.7M
2026-08-20
filed 2026-08-21
SC US (TTGP), LTD.10% ownerSell37.3K$33.37$1.2M
2026-08-20
filed 2026-08-21
SC US (TTGP), LTD.10% ownerSell37.3K$33.37$1.2M
2026-08-20
filed 2026-08-21
Wang LingkePresidentSell32.3K$32.63$1.1M
2026-08-20
filed 2026-08-21
SC US (TTGP), LTD.10% ownerSell29.8K$33.37$994K
2026-08-20
filed 2026-08-21
SC US (TTGP), LTD.10% ownerSell29.8K$33.37$994K
2026-08-20
filed 2026-08-21
SC US (TTGP), LTD.10% ownerSell19.9K$32.52$648K
2026-08-20
filed 2026-08-21
SC US (TTGP), LTD.10% ownerSell19.9K$32.52$648K
2026-08-20
filed 2026-08-21
SC US (TTGP), LTD.10% ownerSell15.9K$32.52$518K
2026-08-20
filed 2026-08-21
SC US (TTGP), LTD.10% ownerSell15.9K$32.52$518K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
1.2M
settled 2026-08-14
Change vs prior
-32.5%
vs previous settlement
Days to cover
1.00
at avg daily volume
Avg daily volume
2.1M
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-141.2M-32.5%1.00
2026-07-311.7M-8.0%3.22
2026-07-151.9M+20.5%3.48
2026-06-301.6M+11.9%3.75
2026-06-151.4M+27.7%3.14
2026-05-291.1M-7.3%2.10
2026-05-151.2M-37.8%1.36
2026-04-301.9M-6.6%5.14

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024
Revenue$387.6M$254.9M
Gross profit
Operating income$72.9M$48.7M
Net income$71.2M$48.8M
Diluted EPS$1.22$0.85

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024
Cash and equivalents$91.1M$35.1M
Current assets$245.8M$174.8M
Total assets$515.3M$395.9M
Current liabilities$113.2M$67.6M
Long-term debt
Total liabilities$135.5M$99.0M
Total equity$-24.1M$-107.2M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024
Operating cash flow$36.2M$-10.9M
Capital expenditure$1.5M$776,000
Free cash flow$34.7M$-11.7M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q2 FY2026$189.6M113.4%$19.5M$0.30
Q1 FY2026$193.1M103.5%$-166.4M$-3.57
Q2 FY2025$88.8M$18.5M$0.31
Q1 FY2025$94.9M$12.2M$0.21

Latest 4 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNasdaq
SectorFinancials
SIC industryInsurance Agents, Brokers & Service
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ2 FY2026 (ended June 30, 2026)
Oldest indexed filing2019
SEC CIK1788451

Selected SEC filings

10-K2026-03-17
View on EDGAR →
10-Q2026-08-05
View on EDGAR →
10-Q2026-05-08
View on EDGAR →
8-K2026-08-03
View on EDGAR →
8-K2026-05-06
View on EDGAR →
8-K2026-02-25
View on EDGAR →
8-K2026-02-02
View on EDGAR →

Largest insurance peers

All insurance stocksAll Financials companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.