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Kinsale Capital Group, Inc. (KNSL)

As-reported financials and SEC filings for Kinsale Capital Group, Inc. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc. is a property and casualty insurance company specializing in the excess and surplus lines market in the U.S. It provides insurance coverage for hard-to-place risks, primarily serving small- to medium-sized accounts through a network of independent brokers across all 50 states and U.S. territories. The company offers a broad range of commercial and personal insurance products, focusing on underwriting expertise, technology integration, and in-house claims management.

Snapshot

Revenue
$1.87B
Revenue growth (YoY)
18.0%
Net income
$503.6M
Diluted EPS
$21.65
Gross margin
Operating margin
Net margin
26.9%
FCF margin
52.8%
ROE
25.7%
net income / fiscal-year-end equity
P/E
15.5×
trailing when available, otherwise FY EPS
Market cap
$8.67B
Long-term debt / equity
0.11×
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Kinsale Capital Group

  • Revenue grew 18.0% to $1.9B in FY2025, slower than the 29.7% the year before.
  • Most recent quarter Q2 FY2026: revenue $549M, up 16.8% from Q2 FY2025.
  • Free cash flow was $990M in FY2025, 52.8% of revenue.
  • Net income rose 21.4% to $504M in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Kinsale Capital Group’s fundamentals sit among the 88 insurance companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Net margin26.9%
89th percentile of 82
FCF margin52.8%
96th percentile of 55
Revenue growth (YoY)+18.0%
66th percentile of 88
ROE25.7%
81st percentile of 73
P/E15.5×
69th percentile of 72
Long-term debt / equity0.11×
26th percentile of 48
Short interest9.21d
93rd percentile of 87

Kinsale Capital Group’s FCF margin of 52.8% ranks in the 96th percentile of the 55 insurance companies reporting it. Kinsale Capital Group’s net margin of 26.9% ranks in the 89th percentile of the 82 insurance companies reporting it.

1 reported insider purchase (code P) totaling $100,320 in the last 90 days. For context, about 14% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 2 of the superinvestors we track (plus 5 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
2
+5 quant / multi-strat
Initiated / added
7
2 new, 5 added
Reduced / exited
0
0 trimmed, 0 exited
Combined position
$275.7M
reported long value
InvestorAs ofPosition valueSharesChange
Millennium ManagementquantQ2 2026$79.4M240.9KAdded
Giverny CapitalQ2 2026$79.4M240.7KAdded
Citadel AdvisorsquantQ2 2026$56.3M170.8KNew
AQR Capital ManagementquantQ2 2026$45.0M136.6KAdded
D. E. ShawquantQ2 2026$9.6M29.1KAdded
Gotham Asset ManagementQ2 2026$4.0M12.2KAdded
Renaissance TechnologiesquantQ2 2026$1.8M5.6KNew

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
1
1 insider
Bought (90d)
$100K
code P value
Sells (90d)
0
Reported activity
Net buying
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-06-08
filed 2026-06-09
Tangard Christopher R.SVP, Chief Accounting OfficerBuy330$304.00$100K
2026-05-26
filed 2026-05-27
Allibhai Salmaan K.Chief Analytics & Tech OfficerSell250$311.17$78K
2026-05-05
filed 2026-05-06
Kehoe Michael PChairman President and CEOSell9.7K$302.79$2.9M
2026-05-05
filed 2026-05-06
Kehoe Michael PChairman President and CEOSell5.4K$301.88$1.6M
2026-05-05
filed 2026-05-06
Kehoe Michael PChairman President and CEOSell5.0K$303.53$1.5M
2026-05-05
filed 2026-05-06
Kehoe Michael PChairman President and CEOSell1.7K$300.76$517K
2026-05-05
filed 2026-05-06
Kehoe Michael PChairman President and CEOSell638$304.63$194K
2026-05-05
filed 2026-05-06
Kehoe Michael PChairman President and CEOSell160$306.06$49K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
2.3M
settled 2026-08-14
Change vs prior
-9.1%
vs previous settlement
Days to cover
9.21
at avg daily volume
Avg daily volume
247.4K
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-142.3M-9.1%9.21
2026-07-312.5M-6.6%6.90
2026-07-152.7M+6.2%9.38
2026-06-302.5M-2.2%6.07
2026-06-152.6M-6.4%9.20
2026-05-292.8M+16.5%9.71
2026-05-152.4M+4.5%6.17
2026-04-302.3M+1.7%8.21

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$1.87B$1.59B$1.22B$838.8M$653.5M
Gross profit
Operating income
Net income$503.6M$414.8M$308.1M$159.1M$152.7M
Diluted EPS$21.65$17.78$13.22$6.88$6.62

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024FY2023FY2022FY2021
Cash and equivalents$163.4M$113.2M$126.7M$156.3M$121.0M
Current assets
Total assets$6.04B$4.89B$3.77B$2.75B$2.03B
Current liabilities
Long-term debt$224.4M$184.1M$183.8M$195.7M$42.7M
Total liabilities$4.08B$3.40B$2.69B$2.00B$1.33B
Total equity$1.96B$1.48B$1.09B$745.4M$699.3M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$1.04B$976.3M$859.8M$557.8M$407.0M
Capital expenditure$53.7M$23.9M$6.6M$6.9M$5.9M
Free cash flow$990.1M$952.4M$853.2M$550.9M$401.1M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q2 FY2026$548.5M16.8%$175.9M$7.72
Q1 FY2026$466.7M10.2%$112.6M$4.88
Q4 FY2025$483.3M17.3%$138.6M$5.98
Q3 FY2025$497.5M19.0%$141.6M$6.09
Q2 FY2025$469.8M22.2%$134.1M$5.76
Q1 FY2025$423.4M13.6%$89.2M$3.83
Q4 FY2024$412.1M17.4%$109.1M$4.68
Q3 FY2024$418.1M33.0%$114.2M$4.90

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNYSE
SectorFinancials
SIC industryFire, Marine & Casualty Insurance
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ2 FY2026 (ended June 30, 2026)
Oldest indexed filing2016
SEC CIK1669162

Selected SEC filings

10-K2026-02-20
View on EDGAR →
10-Q2026-07-23
View on EDGAR →
10-Q2026-04-23
View on EDGAR →
8-K2026-07-23
View on EDGAR →
8-K2026-05-21
View on EDGAR →
8-K2026-05-05
View on EDGAR →
8-K2026-04-29
View on EDGAR →

Largest insurance peers

All insurance stocksAll Financials companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.