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NYSE · Financials

KEMPER Corp (KMPR)

As-reported financials and SEC filings for KEMPER Corp. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About KEMPER Corp

Kemper Corp is an insurance holding company that provides personal and commercial automobile insurance, as well as life and other insurance products, primarily in the United States. It operates through two main segments: Specialty Property & Casualty Insurance, which offers specialty automobile and commercial automobile insurance mainly in California, Florida, and Texas, and Life Insurance, which includes fire and contents protection. Kemper distributes its products through independent agents, brokers, direct channels, and captive agents, serving individuals, families, and businesses.

Snapshot

Revenue
$4.79B
Revenue growth (YoY)
3.3%
Net income
$143.3M
Diluted EPS
$2.29
Gross margin
Operating margin
Net margin
3.0%
FCF margin
11.6%
ROE
5.4%
net income / fiscal-year-end equity
P/E
12.4×
trailing when available, otherwise FY EPS
Market cap
$1.67B
Long-term debt / equity
0.35×
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at KEMPER

  • Revenue grew 3.3% to $4.8B in FY2025, after a 6.2% decline the year before.
  • Most recent quarter Q2 FY2026: revenue $1.1B, down 10.8% from Q2 FY2025.
  • Free cash flow was $554M in FY2025, 11.6% of revenue.
  • Net income fell 54.9% to $143M in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where KEMPER’s fundamentals sit among the 88 insurance companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Net margin3.0%
19th percentile of 82
FCF margin11.6%
35th percentile of 55
Revenue growth (YoY)+3.3%
25th percentile of 88
ROE5.4%
22nd percentile of 73
P/E12.4×
58th percentile of 72
Long-term debt / equity0.35×
66th percentile of 48
Short interest5.74d
76th percentile of 87

5 reported insider purchases (code P) totaling $367,880 in the last 90 days. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 1 of the superinvestors we track (plus 7 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
1
+7 quant / multi-strat
Initiated / added
2
0 new, 2 added
Reduced / exited
7
6 trimmed, 1 exited
Combined position
$229.1M
reported long value
InvestorAs ofPosition valueSharesChange
AQR Capital ManagementquantQ2 2026$89.4M3.3MAdded
D. E. ShawquantQ2 2026$66.2M2.5MReduced
Millennium ManagementquantQ2 2026$26.2M973.0KReduced
Point72 Asset ManagementquantQ2 2026$21.0M778.8KAdded
Citadel AdvisorsquantQ2 2026$9.7M360.4KReduced
Renaissance TechnologiesquantQ2 2026$9.0M332.6KReduced
Two Sigma InvestmentsquantQ2 2026$7.2M268.4KReduced
Gotham Asset ManagementQ2 2026$331,25812.3KReduced

No longer held by: First Eagle Investment Management (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4. Multiple insiders have bought recently (a cluster buy).

Buys (90d)
5
5 insiders
Bought (90d)
$368K
code P value
Sells (90d)
0
Reported activity
Cluster buy
≥2 insiders buying
Trade dateInsiderTypeSharesPriceValue
2026-08-13
McAnena Stephen JPresident and CEOBuy3.0K$26.50$80K
2026-08-11
LADERMAN GERALDDirectorBuy4.0K$26.49$106K
2026-08-11
Evans Carl Thomas Jr.EVP, Sec. & General CounselBuy1.0K$26.53$27K
2026-08-11
Camden Bradley TEVP and CFOBuy1.0K$26.34$26K
2026-08-10
filed 2026-08-11
Gorevic Jason NDirectorBuy5.0K$25.91$130K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
5.2M
settled 2026-08-14
Change vs prior
+1.8%
vs previous settlement
Days to cover
5.74
at avg daily volume
Avg daily volume
912.1K
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-145.2M+1.8%5.74
2026-07-315.1M-0.6%6.38
2026-07-155.2M-0.9%5.65
2026-06-305.2M+26.3%2.79
2026-06-154.1M+12.4%3.38
2026-05-293.7M-2.3%3.30
2026-05-153.8M+15.8%3.19
2026-04-303.2M-2.6%5.08

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$4.79B$4.64B$4.94B$5.52B$5.72B
Gross profit
Operating income$-68.9M$-166.6M$-334.0M
Net income$143.3M$317.8M$-272.1M$-286.6M$-123.7M
Diluted EPS$2.29$4.91$-4.25$-4.50$-1.92

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024FY2023FY2022FY2021
Cash and equivalents$126.0M$65.4M$64.1M$212.4M$148.2M
Current assets
Total assets$12.47B$12.63B$12.74B$13.31B$14.92B
Current liabilities
Long-term debt$943.5M$941.7M$1.39B$1.39B$1.12B
Total liabilities$9.80B$9.85B$10.24B$10.64B$10.91B
Total equity$2.67B$2.78B$2.50B$2.67B$3.13B

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$584.5M$382.9M$-134.2M$-210.3M$350.7M
Capital expenditure$30.6M$53.2M$53.8M$30.8M$57.8M
Free cash flow$553.9M$329.7M$-188.0M$-241.1M$292.9M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q2 FY2026$1.09B-10.8%$-464.8M$-7.90
Q1 FY2026$1.11B-7.2%$-1.7M$-0.03
Q4 FY2025$1.13B-4.7%$-8.0M$-0.13
Q3 FY2025$1.24B5.2%$-21.0M$-0.34
Q2 FY2025$1.23B8.5%$72.6M$1.12
Q1 FY2025$1.19B4.4%$99.7M$1.54
Q4 FY2024$1.19B-0.0%$97.4M$1.51
Q3 FY2024$1.18B-1.7%$73.7M$1.14

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNYSE
SectorFinancials
SIC industryFire, Marine & Casualty Insurance
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ2 FY2026 (ended June 30, 2026)
Oldest indexed filing2014
SEC CIK860748

Selected SEC filings

10-K2026-02-11
View on EDGAR →
10-Q2026-08-05
View on EDGAR →
10-Q2026-05-06
View on EDGAR →
8-K2026-08-05
View on EDGAR →
8-K2026-07-21
View on EDGAR →
8-K2026-05-27
View on EDGAR →
8-K2026-05-07
View on EDGAR →

Largest insurance peers

All insurance stocksAll Financials companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.