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NYSE · Financials

BankUnited, Inc. (BKU)

As-reported financials and SEC filings for BankUnited, Inc. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About BankUnited, Inc.

BankUnited, Inc. is a bank holding company with a national banking subsidiary headquartered in Miami Lakes, Florida. It provides consumer and commercial banking products and services, including various types of commercial loans, commercial real estate loans, and residential mortgage investments, serving individuals, small businesses, middle-market companies, large corporations, and institutions. The company operates primarily in Florida, the New York Tri-State area, Dallas, Atlanta, and Charlotte, and offers deposit and treasury management solutions both regionally and nationally.

Snapshot

Revenue
$1.09B
Revenue growth (YoY)
7.9%
Net income
$268.4M
Diluted EPS
$3.53
Gross margin
Operating margin
Net margin
24.5%
FCF margin
ROE
8.8%
net income / fiscal-year-end equity
P/E
12.7×
trailing when available, otherwise FY EPS
Market cap
$3.31B
Long-term debt / equity
0.10×
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at BankUnited

  • Revenue grew 7.9% to $1.1B in FY2025, faster than the 5.5% the year before.
  • Most recent quarter Q2 FY2026: revenue $285M, up 3.9% from Q2 FY2025.
  • Net income rose 15.4% to $268M in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where BankUnited’s fundamentals sit among the 425 Financials companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Net margin24.5%
69th percentile of 377
Revenue growth (YoY)+7.9%
43rd percentile of 420
ROE8.8%
45th percentile of 375
P/E12.7×
49th percentile of 318
Long-term debt / equity0.10×
20th percentile of 194
Short interest5.54d
70th percentile of 420

No reported insider purchases (code P) in the last 90 days; 2 insider sales totaling $338,380. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among sector peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 2 of the superinvestors we track (plus 6 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
2
+6 quant / multi-strat
Initiated / added
3
1 new, 2 added
Reduced / exited
5
5 trimmed, 0 exited
Combined position
$127.8M
reported long value
InvestorAs ofPosition valueSharesChange
Millennium ManagementquantQ2 2026$46.7M963.8KReduced
AQR Capital ManagementquantQ2 2026$21.8M449.6KAdded
Two Sigma InvestmentsquantQ2 2026$21.7M447.0KAdded
Point72 Asset ManagementquantQ2 2026$14.6M302.1KReduced
Bridgewater AssociatesQ2 2026$11.6M239.7KReduced
Citadel AdvisorsquantQ2 2026$10.7M220.3KReduced
Soros Fund ManagementQ2 2026$540,94411.2KReduced
D. E. ShawquantQ2 2026$239,3914.9KNew

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
code P value
Sells (90d)
2
$338K
Reported activity
Net selling
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-08-13
PAULS DOUGLAS JDirectorSell3.0K$47.90$144K
2026-06-15
filed 2026-06-16
Richards Jay D.Officer of SubsidiarySell4.0K$48.67$195K
2026-06-01
filed 2026-06-02
DiGiacomo John N.DirectorSell1.0K$45.97$46K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
2.8M
settled 2026-08-14
Change vs prior
+3.6%
vs previous settlement
Days to cover
5.54
at avg daily volume
Avg daily volume
500.8K
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-142.8M+3.6%5.54
2026-07-312.7M-14.8%2.07
2026-07-153.1M-0.9%3.58
2026-06-303.2M+16.1%2.23
2026-06-152.7M-4.9%4.29
2026-05-292.9M+0.4%6.01
2026-05-152.9M-22.1%4.49
2026-04-303.7M+3.3%3.61

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Bank fundamentals

Regulatory detail for BankUnited, National Association (Miami Lakes, FL), the insured-bank subsidiary, from its FDIC Call Report as of Q1 2026. This is what actually moves bank stocks: deposit franchise, capital, and credit quality that a standard income statement can’t show.

Total deposits
$29.6B
FDIC insured-bank
Uninsured deposits
52.9%
share of deposits
CET1 ratio
12.89%
regulatory capital
Net interest margin
3.01%
trailing
Efficiency ratio
57.0%
lower is better
Noncurrent loans
1.95%
of gross loans

Source: FDIC BankFind (Call Report). Bank-subsidiary figures, filed quarterly ~30 days after quarter-end.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$1.09B$1.01B$960.6M$990.6M$929.8M
Gross profit
Operating income
Net income$268.4M$232.5M$178.7M$285.0M$415.0M
Diluted EPS$3.53$3.08$2.38$3.54$4.52

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024FY2023FY2022FY2021
Cash and equivalents$217.8M$491.1M$588.3M$572.6M$314.9M
Current assets
Total assets$35.04B$35.24B$35.76B$37.03B$35.82B
Current liabilities
Long-term debt$319.7M$708.6M$709.0M$720.9M$721.4M
Total liabilities$31.99B$32.43B$33.18B$34.59B$32.78B
Total equity$3.05B$2.81B$2.58B$2.44B$3.04B

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$358.6M$433.8M$657.5M$1.29B$1.22B
Capital expenditure
Free cash flow

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q2 FY2026$284.6M3.9%$70.7M$0.97
Q1 FY2026$273.7M7.2%$61.9M$0.83
Q4 FY2025$288.2M9.0%$69.3M$0.94
Q3 FY2025$275.7M7.3%$71.9M$0.95
Q2 FY2025$273.9M9.5%$68.8M$0.91
Q1 FY2025$255.4M5.7%$58.5M$0.78
Q4 FY2024$264.5M12.9%$69.3M$0.94
Q3 FY2024$257.0M6.0%$61.5M$0.81

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNYSE
SectorFinancials
SIC industrySavings Institution, Federally Chartered
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ2 FY2026 (ended June 30, 2026)
Oldest indexed filing2010
SEC CIK1504008

Selected SEC filings

10-K2026-02-26
View on EDGAR →
10-Q2026-08-06
View on EDGAR →
10-Q2026-05-07
View on EDGAR →
8-K2026-07-22
View on EDGAR →
8-K2026-05-21
View on EDGAR →
8-K2026-05-12
View on EDGAR →
8-K2026-04-22
View on EDGAR →

Largest Financials peers

All Financials companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.