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Nasdaq · Financials

Zhibao Technology Inc. (ZBAO)

As-reported financials and SEC filings for Zhibao Technology Inc. The latest annual period is FY2025. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About Zhibao Technology Inc.

Zhibao Technology Inc. operates primarily through its subsidiaries in China, offering insurance brokerage and health management services. Its main subsidiaries include Sunshine Insurance Brokers, which provides insurance brokerage services, and Zhibao Health, which focuses on health management. The company also offers managing general underwriter services through its subsidiary Shanghai Zhibao Health Management Co., Ltd.

Snapshot

Revenue
$38.7M
Revenue growth (YoY)
53.0%
Net income
$-8.7M
Diluted EPS
$-0.27
Gross margin
41.0%
Operating margin
-19.3%
Net margin
-22.4%
FCF margin
ROE
-251.2%
net income / fiscal-year-end equity
P/E
trailing when available, otherwise FY EPS
Market cap
$5.2M
Long-term debt / equity
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended June 30, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Zhibao Technology

  • Revenue grew 53.0% to $39M in FY2025.
  • Net income turned to a $9M loss in FY2025, from a $2M profit in FY2024.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Zhibao Technology’s fundamentals sit among the 88 insurance companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Gross margin41.0%
38th percentile of 9
Operating margin-19.3%
15th percentile of 27
Net margin-22.4%
6th percentile of 82
Revenue growth (YoY)+53.0%
94th percentile of 88
ROE-251.2%
3rd percentile of 73
Short interest1.00d
1st percentile of 87

Zhibao Technology’s return on equity of -251.2% ranks in the 3rd percentile of the 73 insurance companies reporting it. Zhibao Technology’s net margin of -22.4% ranks in the 6th percentile of the 82 insurance companies reporting it. Zhibao Technology’s revenue growth of +53.0% ranks in the 94th percentile of the 88 insurance companies reporting it.

No reported insider transactions (codes P/S) in the last 90 days. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
875.9K
settled 2026-08-14
Change vs prior
+74.0%
vs previous settlement
Days to cover
1.00
at avg daily volume
Avg daily volume
29.6M
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-14875.9K+74.0%1.00
2026-07-31503.4K-43.7%1.00
2026-07-15894.7K+99.0%1.00
2026-06-30449.6K-10.9%2.37
2026-06-15504.9K-6.1%1.26
2026-05-29537.6K+22.9%2.31
2026-05-15437.6K+25.0%1.00
2026-04-30350.0K+47.8%2.58

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024
Revenue$38.7M$25.3M
Gross profit$15.9M$10.3M
Operating income$-7.5M$1.4M
Net income$-8.7M$1.8M
Diluted EPS$-0.27$0.06

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024
Cash and equivalents$1.4M$330,457
Current assets$20.2M$27.2M
Total assets$23.8M$28.7M
Current liabilities$20.1M$19.4M
Long-term debt
Total liabilities$20.4M$19.9M
Total equity$3.4M$8.8M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024
Operating cash flow$-2.9M$-524,185
Capital expenditure$37,993
Free cash flow$-562,178

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Company facts

ExchangeNasdaq
SectorFinancials
SIC industryInsurance Agents, Brokers & Service
Latest annual periodFY2025 (ended June 30, 2025)
Oldest indexed filing2023
SEC CIK1966750

Selected SEC filings

20-F/A2026-01-12
View on EDGAR →
20-F2026-01-09
View on EDGAR →
6-K2026-08-17
View on EDGAR →
6-K2026-08-17
View on EDGAR →
6-K2026-08-06
View on EDGAR →
6-K2026-07-31
View on EDGAR →

Largest insurance peers

All insurance stocksAll Financials companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.