WILSON BANK HOLDING CO (WBHC)
As-reported financials and SEC filings for WILSON BANK HOLDING CO. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.
About WILSON BANK HOLDING CO
Wilson Bank Holding Company is a bank holding company that owns Wilson Bank and Trust, a state-chartered bank in Tennessee. The bank offers a range of banking services including checking and savings accounts, consumer and commercial loans, mortgage banking, and investment and trust services through a third-party brokerage firm. It serves local consumers, professionals, small businesses, and public entities across multiple counties in Tennessee.
Snapshot
Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.
What changed at Wilson Bank Holding
- Revenue grew 21.8% to $227M in FY2025, faster than the 11.4% the year before.
- Most recent quarter Q2 FY2026: revenue $64M, up 10.3% from Q2 FY2025.
- Free cash flow was $86M in FY2025, 38.0% of revenue.
- Net income rose 33.9% to $76M in FY2025.
Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.
Peer comparison
Where Wilson Bank Holding’s fundamentals sit among the 76 banks. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).
Wilson Bank Holding’s long-term debt to equity of 0.02 ranks in the 3rd percentile of the 38 banks reporting it. Wilson Bank Holding’s net margin of 33.4% ranks in the 92nd percentile of the 76 banks reporting it.
No reported insider transactions (codes P/S) in the last 90 days. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →
Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice.
Bank fundamentals
Regulatory detail for Wilson Bank and Trust (Lebanon, TN), the insured-bank subsidiary, from its FDIC Call Report as of Q1 2026. This is what actually moves bank stocks: deposit franchise, capital, and credit quality that a standard income statement can’t show.
Source: FDIC BankFind (Call Report). Bank-subsidiary figures, filed quarterly ~30 days after quarter-end.
Income statement (as reported)
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | $226.8M | $186.3M | $167.2M | $168.7M | $151.1M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $75.7M | $56.5M | $48.9M | $53.0M | $49.4M |
| Diluted EPS | $6.26 | $4.78 | $4.20 | $4.65 | $4.43 |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.
Balance sheet (as reported)
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Cash and equivalents | $367.4M | $247.6M | $252.6M | — | — |
| Current assets | — | — | — | — | — |
| Total assets | $5.88B | $5.36B | $4.85B | $4.29B | $3.99B |
| Current liabilities | — | — | — | — | — |
| Long-term debt | $10.1M | $9.4M | $7.8M | — | — |
| Total liabilities | $5.30B | $4.88B | $4.42B | $3.93B | $3.58B |
| Total equity | $581.7M | $479.7M | $429.4M | $360.5M | $413.7M |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.
Cash flow (as reported)
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Operating cash flow | $90.0M | $62.0M | $86.1M | $73.2M | $61.4M |
| Capital expenditure | $3.7M | $3.5M | $4.6M | $5.0M | $8.9M |
| Free cash flow | $86.3M | $58.5M | $81.5M | $68.2M | $52.5M |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.
Quarterly trend (as reported)
| Quarter | Revenue | Revenue YoY | Net income | Diluted EPS |
|---|---|---|---|---|
| Q2 FY2026 | $63.9M | 10.3% | $20.8M | $1.69 |
| Q1 FY2026 | $63.4M | 20.4% | $22.3M | $1.81 |
| Q4 FY2025 | $60.8M | 24.2% | $22.3M | $1.83 |
| Q3 FY2025 | $55.4M | 17.0% | $17.9M | $1.47 |
| Q2 FY2025 | $57.9M | 22.8% | $19.1M | $1.59 |
| Q1 FY2025 | $52.7M | 23.1% | $16.4M | $1.37 |
| Q4 FY2024 | $49.0M | 17.0% | $14.9M | $1.25 |
| Q3 FY2024 | $47.4M | 14.6% | $12.7M | $1.07 |
Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.
Company facts
Selected SEC filings
Largest bank peers
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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.