Tri-County Financial Group, Inc. (TYFG)
As-reported financials and SEC filings for Tri-County Financial Group, Inc. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.
Snapshot
Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.
What changed at Tri-County Financial Group
- Revenue grew 15.0% to $67M in FY2025.
- Most recent quarter Q2 FY2026: revenue $19M, up 9.9% from Q2 FY2025.
- Net income rose 31.0% to $14M in FY2025.
Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.
Peer comparison
Where Tri-County Financial Group’s fundamentals sit among the 76 banks. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).
Tri-County Financial Group’s long-term debt to equity of 0.00 is the lowest of the 38 banks reporting it. Tri-County Financial Group’s net margin of 20.3% ranks in the 12th percentile of the 76 banks reporting it.
No reported insider transactions (codes P/S) in the last 90 days. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →
Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.
Short interest
Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 2026-09-30 | 8 | 0.0% | 1.00 |
| 2026-09-15 | 8 | +100.0% | 1.00 |
| 2026-08-14 | 1.1K | +947.6% | 1.00 |
| 2026-07-31 | 105 | +5.0% | 1.00 |
| 2026-07-15 | 100 | +100.0% | 1.00 |
| 2026-06-15 | 1 | +100.0% | 1.00 |
| 2026-05-15 | 32 | 0.0% | 1.19 |
| 2026-04-30 | 32 | +100.0% | 1.00 |
Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.
Bank fundamentals
Regulatory detail for Citizens Tri-County Bank (Dunlap, TN), the insured-bank subsidiary, from its FDIC Call Report as of Q2 2026. This is what actually moves bank stocks: deposit franchise, capital, and credit quality that a standard income statement can’t show.
Source: FDIC BankFind (Call Report). Bank-subsidiary figures, filed quarterly ~30 days after quarter-end.
Income statement (as reported)
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Full details: where the numbers come from.
Balance sheet (as reported)
| FY2025 | FY2024 | |
|---|---|---|
| Cash and equivalents | $49.6M | $45.0M |
| Current assets | — | — |
| Total assets | $1.60B | $1.54B |
| Current liabilities | — | — |
| Long-term debt | $141,000 | — |
| Total liabilities | $1.44B | $1.40B |
| Total equity | $157.8M | $143.2M |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Full details: where the numbers come from.
Cash flow (as reported)
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (tap or hover a figure to see how it was calculated or what was filed). Full details: where the numbers come from.
Quarterly trend
| Quarter | Revenue | Revenue YoY | Net income | Diluted EPS |
|---|---|---|---|---|
| Q2 FY2026 | $18.6M | 9.9% | $4.1M | $1.67 |
| Q1 FY2026 | $17.8M | 16.8% | $4.5M | $1.86 |
| Q4 FY2025 | 18.9% | — | ||
| Q3 FY2025 | $17.4M | 13.4% | $3.7M | $1.53 |
| Q2 FY2025 | $16.9M | 14.7% | $3.5M | $1.46 |
| Q1 FY2025 | $15.2M | — | $2.6M | $1.06 |
| Q4 FY2024 | — | — | ||
| Q3 FY2024 | $15.4M | — | $3.1M | $1.26 |
Latest 8 quarters, from company XBRL filings on SEC EDGAR. A dotted underline marks a fourth-quarter figure we calculated from the full year and the first nine months. Revenue YoY is our calculation too: each quarter against the same quarter a year earlier.
Company facts
Selected SEC filings
Largest bank peers
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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.