Qfin Holdings, Inc. (QFIN)

About Qfin Holdings, Inc.

Qfin Holdings, Inc. operates a Credit-Tech platform in China that uses artificial intelligence and data analytics to support financial institutions, consumers, and small and medium-sized enterprises throughout the loan process. Its services include borrower acquisition, credit assessment, fund matching, and post-loan management, primarily delivered through its Qifu Jietiao app. The company generates revenue by providing technology solutions that help financial institutions identify creditworthy borrowers, manage credit risks, and improve collection strategies.

Snapshot

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

Peer comparison

Where Qfin Holdings’s fundamentals sit among the 425 Financials companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Qfin Holdings’s P/E of 2.0 ranks in the 2nd percentile of the 318 peers with a meaningful P/E. Qfin Holdings’s FCF margin of 56.5% ranks in the 93rd percentile of the 272 Financials companies reporting it. Qfin Holdings’s return on equity of 24.7% ranks in the 89th percentile of the 375 Financials companies reporting it.

1 reported insider purchase (code P) totaling $57,640 in the last 90 days. For context, about 14% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among sector peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 5 quant / multi-strat books among the superinvestors we track; no conviction manager currently reports a position.

No longer held by: Two Sigma Investments (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Company facts

Selected SEC filings

Largest Financials peers

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