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NYSE · Technology

Guidewire Software, Inc. (GWRE)

As-reported financials and SEC filings for Guidewire Software, Inc. The latest annual period is FY2025. The latest reported quarter is Q3 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About Guidewire Software, Inc.

Guidewire Software, Inc. provides a cloud-based platform for property and casualty insurers to manage core insurance operations such as product definition, policy administration, claims management, and billing. Its main products include InsuranceSuite and InsuranceNow, which offer digital engagement, analytics, and artificial intelligence capabilities to improve efficiency and customer experience. The company serves insurers of all sizes worldwide, from global carriers to regional and local providers.

Snapshot

Revenue
$1.20B
Revenue growth (YoY)
22.6%
Net income
$69.8M
Diluted EPS
$0.81
Gross margin
62.5%
Operating margin
3.4%
Net margin
5.8%
FCF margin
24.5%
ROE
4.8%
net income / fiscal-year-end equity
P/E
111.3×
trailing when available, otherwise FY EPS
Market cap
$17.14B
Long-term debt / equity
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended July 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Guidewire Software

  • Revenue grew 22.6% to $1.2B in FY2025, faster than the 8.3% the year before.
  • Operating margin turned positive at 3.4% in FY2025, from a 14.2% operating loss in FY2021.
  • Most recent quarter Q3 FY2026: revenue $373M, up 26.9% from Q3 FY2025.
  • Free cash flow was $295M in FY2025, 24.5% of revenue.
  • Net income turned positive at $70M in FY2025, from a $6M loss in FY2024.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Guidewire Software’s fundamentals sit among the 332 software companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Gross margin62.5%
41st percentile of 264
Operating margin3.4%
54th percentile of 303
Net margin5.8%
59th percentile of 307
FCF margin24.5%
76th percentile of 285
Revenue growth (YoY)+22.6%
77th percentile of 325
ROE4.8%
54th percentile of 285
P/E111.3×
95th percentile of 169
Short interest4.29d
61st percentile of 330

Guidewire Software’s P/E of 111.3 ranks in the 95th percentile of the 169 peers with a meaningful P/E.

No reported insider purchases (code P) in the last 90 days; 22 insider sales totaling $7.5M. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 1 of the superinvestors we track (plus 5 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
1
+5 quant / multi-strat
Initiated / added
2
0 new, 2 added
Reduced / exited
5
4 trimmed, 1 exited
Combined position
$102.5M
reported long value
InvestorAs ofPosition valueSharesChange
D. E. ShawquantQ2 2026$43.2M350.8KReduced
AQR Capital ManagementquantQ2 2026$21.3M175.4KReduced
Citadel AdvisorsquantQ2 2026$16.3M132.4KAdded
Two Sigma InvestmentsquantQ2 2026$14.6M118.6KAdded
Millennium ManagementquantQ2 2026$5.7M46.2KReduced
Gotham Asset ManagementQ2 2026$1.5M12.0KReduced

No longer held by: Point72 Asset Management (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
code P value
Sells (90d)
22
$7.5M
Reported activity
Net selling
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-08-31
filed 2026-09-01
Rosenbaum Michael GeorgeChief Executive OfficerSell1.2K$204.44$245K
2026-08-27
Peterson David FranklinChief Accounting OfficerSell2.5K$200.00$500K
2026-08-24
Rosenbaum Michael GeorgeChief Executive OfficerSell1.2K$187.82$225K
2026-08-19
filed 2026-08-20
Mullen John PPresidentSell14.4K$185.00$2.7M
2026-08-17
Rosenbaum Michael GeorgeChief Executive OfficerSell1.2K$172.88$207K
2026-08-10
Rosenbaum Michael GeorgeChief Executive OfficerSell1.2K$169.50$203K
2026-08-03
Rosenbaum Michael GeorgeChief Executive OfficerSell1.2K$155.92$187K
2026-07-27
Rosenbaum Michael GeorgeChief Executive OfficerSell1.2K$142.31$171K
2026-07-20
Rosenbaum Michael GeorgeChief Executive OfficerSell1.2K$147.42$177K
2026-07-13
Rosenbaum Michael GeorgeChief Executive OfficerSell1.2K$138.47$166K
2026-07-09
King James WinstonChief Admin Officer, Gen CounsSell1.7K$130.64$220K
2026-07-06
Rosenbaum Michael GeorgeChief Executive OfficerSell1.2K$131.63$158K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
4.6M
settled 2026-08-14
Change vs prior
-8.3%
vs previous settlement
Days to cover
4.29
at avg daily volume
Avg daily volume
1.1M
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-144.6M-8.3%4.29
2026-07-315.1M-0.6%3.92
2026-07-155.1M-10.9%3.84
2026-06-305.7M+6.5%2.34
2026-06-155.4M+9.1%2.43
2026-05-294.9M-9.3%3.26
2026-05-155.4M-4.3%4.51
2026-04-305.7M+25.1%5.10

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$1.20B$980.5M$905.3M$812.6M$743.3M
Gross profit$752.1M$583.4M$458.2M$377.2M$389.6M
Operating income$41.1M$-52.6M$-149.5M$-199.4M$-105.6M
Net income$69.8M$-6.1M$-111.9M$-180.4M$-66.5M
Diluted EPS$0.81$-0.07$-1.36$-2.16$-0.79

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$300.9M$195.7M$38.4M$-37.9M$111.6M
Capital expenditure$5.7M$6.4M$5.8M$9.5M$19.0M
Free cash flow$295.1M$189.4M$32.6M$-47.5M$92.6M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q3 FY2026$372.5M26.9%$16.5M$0.19
Q2 FY2026$359.1M24.0%$60.1M$0.70
Q1 FY2026$332.6M26.5%$31.3M$0.36
Q4 FY2025$356.6M22.3%$52.0M$0.60
Q3 FY2025$293.5M22.0%$46.0M$0.54
Q2 FY2025$289.5M20.2%$-37.3M$-0.45
Q1 FY2025$262.9M26.8%$9.1M$0.11
Q4 FY2024$291.5M8.0%$16.8M$0.20

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNYSE
SectorTechnology
SIC industryServices-Prepackaged Software
Latest annual periodFY2025 (ended July 31, 2025)
Latest reported quarterQ3 FY2026 (ended April 30, 2026)
Oldest indexed filing2018
SEC CIK1528396

Selected SEC filings

10-Q2026-06-05
View on EDGAR →
8-K2026-07-22
View on EDGAR →
8-K2026-06-04
View on EDGAR →

Largest software peers

All software stocksAll Technology companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.