Arthur J. Gallagher vs Chubb (AJG vs CB)
Side by side from their SEC filings: revenue, margins, growth, returns and valuation, plus short interest, insider activity and institutional ownership.
Chubb is the larger company by revenue ($59.4B vs $13.9B) and market value ($130.7B vs $67.2B). Arthur J. Gallagher has grown revenue faster over the last 4 fiscal years (+69.8% cumulative vs +45.3%). Chubb trades at the lower trailing P/E (12.0x vs 43.4x).
About Arthur J. Gallagher
Arthur J. Gallagher & Co. provides insurance brokerage, reinsurance brokerage, consulting, and third-party property and casualty claims settlement and administration services globally. The company serves commercial, nonprofit, public sector entities, insurance companies, and individuals through its brokerage and risk management segments. Its services include placing insurance and reinsurance coverage, managing risk and employer-sponsored benefit programs, and administering claims for self-insured entities.
About Chubb
Chubb Ltd is a global insurance and reinsurance company headquartered in Zurich, Switzerland. It provides property and casualty insurance, accident and health insurance, life insurance, and reinsurance services to multinational corporations, small and mid-size businesses, high net worth individuals, and insurers worldwide. The company operates in 54 countries and offers products including commercial insurance, specialty lines, personal insurance, and risk management services.
Head to head (AJG FY2025 vs CB FY2025)
| Metric | AJGFY2025 | CBFY2025 |
|---|---|---|
| Revenue | $13.94B | $59.40B |
| Revenue growth (YoY) | 20.7% | 6.5% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 10.7% | 17.4% |
| Net income | $1.49B | $10.31B |
| Diluted EPS | $5.74 | $25.68 |
| FCF margin | — | — |
| ROE | 6.4% | 12.9% |
| Long-term debt / equity | 0.52× | 0.20× |
| Market cap | $67.16B | $130.69B |
| P/E | 43.4× | 12.0× |
Fundamentals are from each company’s SEC filings (AJG FY2025, CB FY2025). ROE is net income over fiscal-year-end equity; long-term debt / equity counts non-current term debt only. P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.
Five-year trend (as reported)
| Revenue | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| AJG | $8.21B | $8.55B | $10.07B | $11.55B | $13.94B |
| CB | $40.87B | $43.10B | $49.73B | $55.75B | $59.40B |
Peer standing
Where each company ranks among the 88 insurance companies, on the same scale. Each figure is ranked only against peers that report it. Percentiles describe position in the distribution, not a rating.
| Metric | AJG | CB |
|---|---|---|
| Net margin | 10.7%48th percentile of 82 | 17.4%73rd percentile of 82 |
| Revenue growth (YoY) | +20.7%68th percentile of 88 | +6.5%41st percentile of 88 |
| ROE | 6.4%24th percentile of 73 | 12.9%53rd percentile of 73 |
| P/E | 43.4×90th percentile of 72 | 12.0×54th percentile of 72 |
| Long-term debt / equity | 0.52×77th percentile of 48 | 0.20×40th percentile of 48 |
| Short interest (days to cover) | 4.61d58th percentile of 87 | 2.45d21st percentile of 87 |
Short interest
| FINRA settlement data | AJG | CB |
|---|---|---|
| Shares sold short | 5.8M | 3.8M |
| Change vs prior settlement | -6.3% | -9.0% |
| Days to cover | 4.61 | 2.45 |
| As of settlement | 2026-08-14 | 2026-08-14 |
Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data; republishing or redistributing it is not permitted. Not presented as a percentage of float. No FINRA endorsement of this product is implied.
Insider activity (last 90 days)
| Form 4 activity (codes P/S) | AJG | CB |
|---|---|---|
| Buys | 0 | 0 |
| Sells | 2 ($4.1M) | 3 ($6.2M) |
Non-derivative purchases (code P) and sales (code S) reported on SEC Form 4, which may be open-market or private (grants, exercises and tax withholding excluded). For context, about 15% of covered companies saw any reported insider purchase (code P) in a 90-day window.
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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filings before relying on them. Comparisons are descriptive (higher or lower on a reported figure), not a rating or a recommendation. Informational only. Not investment advice.