Bank of N.T. Butterfield & Son Ltd (NTB)
As-reported financials and SEC filings for Bank of N.T. Butterfield & Son Ltd. The latest annual period is FY2025. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.
Snapshot
Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.
What changed at Bank of N.T. Butterfield & Son
- Revenue grew 4.6% to $607M in FY2025, faster than the 0.2% the year before.
- Net income rose 7.2% to $232M in FY2025.
Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.
Peer comparison
Where Bank of N.T. Butterfield & Son’s fundamentals sit among the 425 Financials companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).
Bank of N.T. Butterfield & Son’s long-term debt to equity of 0.00 ranks in the 1st percentile of the 194 Financials companies reporting it. Bank of N.T. Butterfield & Son’s net margin of 38.2% ranks in the 92nd percentile of the 377 Financials companies reporting it. Bank of N.T. Butterfield & Son’s return on equity of 20.3% ranks in the 86th percentile of the 375 Financials companies reporting it.
No reported insider purchases (code P) in the last 90 days; 15 insider sales totaling $23.1M. For context, about 14% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →
Percentiles describe where a figure sits among sector peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.
Recent insider activity
Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.
| Trade date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
2026-08-26 | McWatt MichaelManaging Director, Cayman | Sell | 9.0K | $58.41 | $526K |
2026-08-19 | Collins Michael WChief Executive Officer | Sell | 61.2K | $59.67 | $3.7M |
2026-08-18 filed 2026-08-19 | Collins Michael WChief Executive Officer | Sell | 70.9K | $61.79 | $4.4M |
2026-08-18 filed 2026-08-19 | Pearce JaneManaging Director, Trust | Sell | 16.4K | $61.78 | $1.0M |
2026-08-17 filed 2026-08-19 | Collins Michael WChief Executive Officer | Sell | 75.0K | $62.98 | $4.7M |
2026-08-14 filed 2026-08-17 | Neff Michael WalterChief Operating Officer | Sell | 5.5K | $63.66 | $350K |
2026-08-05 | McWatt MichaelManaging Director, Cayman | Sell | 12.0K | $61.78 | $741K |
2026-08-04 filed 2026-08-05 | Wright John RDirector | Sell | 5.0K | $59.50 | $298K |
2026-07-31 | Saunders RichardManaging Director, CIUK | Sell | 18.1K | $61.33 | $1.1M |
2026-07-30 filed 2026-07-31 | Hidalgo TaraChief Risk Officer | Sell | 18.6K | $61.27 | $1.1M |
2026-07-30 filed 2026-07-31 | Burns Andrew RonaldChief Risk Officer, Cayman | Sell | 18.6K | $61.27 | $1.1M |
2026-07-29 filed 2026-07-31 | Feldman Jody TerenceManaging Director, Bermuda | Sell | 7.5K | $59.94 | $450K |
Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.
Short interest
Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 2026-08-14 | 658.2K | +4.8% | 3.42 |
| 2026-07-31 | 628.1K | -2.8% | 3.69 |
| 2026-07-15 | 646.3K | +5.0% | 4.85 |
| 2026-06-30 | 615.8K | +2.8% | 2.08 |
| 2026-06-15 | 599.2K | +28.2% | 2.63 |
| 2026-05-29 | 467.2K | +29.9% | 2.38 |
| 2026-05-15 | 359.7K | +18.0% | 2.10 |
| 2026-04-30 | 304.9K | -35.6% | 1.96 |
Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.
Income statement (as reported)
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | $606.8M | $579.9M | $578.6M | $549.3M | $499.7M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $231.9M | $216.3M | $225.5M | $214.0M | $162.7M |
| Diluted EPS | $5.47 | $4.71 | $4.58 | $4.29 | $3.26 |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.
Balance sheet (as reported)
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Cash and equivalents | $1.71B | $2.00B | $1.65B | $2.10B | $2.18B |
| Current assets | — | — | — | — | — |
| Total assets | $14.09B | $14.23B | $13.37B | $14.31B | $15.34B |
| Current liabilities | — | — | — | — | — |
| Long-term debt | $0 | $98.7M | $98.5M | $172.3M | $171.9M |
| Total liabilities | $12.95B | $13.21B | $12.37B | $13.44B | $14.36B |
| Total equity | $1.14B | $1.02B | $1.00B | $864.8M | $977.5M |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.
Cash flow (as reported)
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Operating cash flow | $279.6M | $265.4M | $300.3M | $219.3M | $251.3M |
| Capital expenditure | — | — | — | — | — |
| Free cash flow | — | — | — | — | — |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.
Company facts
Selected SEC filings
Largest Financials peers
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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.