JACK HENRY & ASSOCIATES INC (JKHY)
As-reported financials and SEC filings for JACK HENRY & ASSOCIATES INC. The latest annual period is FY2026. The latest reported quarter is Q4 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.
About JACK HENRY & ASSOCIATES INC
Jack Henry & Associates Inc provides technology solutions primarily to community and regional banks and credit unions. Its main products include core banking and credit union data processing systems, as well as specialized financial performance, payment, security, and online services. The company serves approximately 7,400 financial institutions and diverse corporate clients, supporting their operational, growth, and service needs.
Snapshot
Fundamentals are from SEC filings for FY2026, the latest annual period (ended June 30, 2026). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.
What changed at Jack Henry & Associates
- Revenue grew 7.1% to $2.5B in FY2026, in line with the 7.2% the year before.
- Operating margin is 25.0% in FY2026, +0.5 pp against 24.4% in FY2022.
- Most recent quarter Q4 FY2026: revenue $644M, up 4.7% from Q4 FY2025.
- Free cash flow was $695M in FY2026, 27.3% of revenue.
- Net income rose 10.3% to $503M in FY2026.
Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.
Peer comparison
Where Jack Henry & Associates’s fundamentals sit among the 332 software companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).
Jack Henry & Associates’s operating margin of 25.0% ranks in the 88th percentile of the 303 software companies reporting it. Jack Henry & Associates’s long-term debt to equity of 0.02 ranks in the 13th percentile of the 127 software companies reporting it.
No reported insider transactions (codes P/S) in the last 90 days. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →
Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.
Institutional ownership
Held by 2 of the superinvestors we track (plus 4 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).
| Investor | As of | Position value | Shares | Change |
|---|---|---|---|---|
| AQR Capital Managementquant | Q2 2026 | $54.1M | 398.5K | Added |
| Gotham Asset Management | Q2 2026 | $38.6M | 280.2K | Added |
| Citadel Advisorsquant | Q2 2026 | $28.4M | 206.4K | Added |
| Bridgewater Associates | Q2 2026 | $7.8M | 57.0K | New |
| Two Sigma Investmentsquant | Q2 2026 | $2.6M | 19.0K | Reduced |
| Millennium Managementquant | Q2 2026 | $2.4M | 17.6K | Reduced |
From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.
Recent insider activity
Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.
| Trade date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
2026-05-14 | Adelson Gregory R.President & CEO | Buy | 2.0K | $133.42 | $267K |
2026-05-14 | Carsley MimiCFO and Treasurer | Buy | 375 | $134.12 | $50K |
Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.
Short interest
Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 2026-08-14 | 4.3M | -4.9% | 5.54 |
| 2026-07-31 | 4.5M | -7.3% | 4.90 |
| 2026-07-15 | 4.9M | +19.6% | 3.41 |
| 2026-06-30 | 4.1M | -20.3% | 2.07 |
| 2026-06-15 | 5.1M | -8.3% | 3.34 |
| 2026-05-29 | 5.6M | -2.2% | 2.64 |
| 2026-05-15 | 5.7M | +10.8% | 4.01 |
| 2026-04-30 | 5.2M | +1.0% | 6.53 |
Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.
Income statement (as reported)
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $2.54B | $2.38B | $2.22B | $2.08B | $1.94B |
| Gross profit | $1.11B | $1.01B | $916.1M | $858.6M | $814.3M |
| Operating income | $635.0M | $568.7M | $489.4M | $480.7M | $474.6M |
| Net income | $502.8M | $455.7M | $381.8M | $366.6M | $362.9M |
| Diluted EPS | $6.98 | $6.24 | $5.23 | $5.02 | $4.94 |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.
Balance sheet (as reported)
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Cash and equivalents | $12.1M | $102.0M | $38.3M | $12.2M | $48.8M |
| Current assets | $649.1M | $681.5M | $632.0M | $628.0M | $613.5M |
| Total assets | $3.15B | $3.04B | $2.92B | $2.77B | $2.46B |
| Current liabilities | $556.2M | $535.8M | $633.8M | $523.8M | $543.8M |
| Long-term debt | $40.0M | $0 | $60.0M | $275.0M | $115.0M |
| Total liabilities | $1.09B | $913.1M | $1.08B | $1.17B | $1.07B |
| Total equity | $2.05B | $2.13B | $1.84B | $1.61B | $1.38B |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.
Cash flow (as reported)
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Operating cash flow | $762.0M | $641.5M | $568.0M | $381.6M | $504.6M |
| Capital expenditure | $67.1M | $53.4M | $58.1M | $39.2M | $34.7M |
| Free cash flow | $694.9M | $588.1M | $509.9M | $342.4M | $470.0M |
Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.
Quarterly trend (as reported)
| Quarter | Revenue | Revenue YoY | Net income | Diluted EPS |
|---|---|---|---|---|
| Q4 FY2026 | $644.0M | 4.7% | $111.2M | $1.57 |
| Q3 FY2026 | $636.2M | 8.7% | $122.9M | $1.71 |
| Q2 FY2026 | $619.3M | 7.9% | $124.7M | $1.72 |
| Q1 FY2026 | $644.7M | 7.3% | $144.0M | $1.97 |
| Q4 FY2025 | $615.4M | 9.9% | $127.6M | $1.75 |
| Q3 FY2025 | $585.1M | 8.6% | $111.1M | $1.52 |
| Q2 FY2025 | $573.8M | 5.2% | $97.8M | $1.34 |
| Q1 FY2025 | $601.0M | 5.2% | $119.2M | $1.63 |
Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.
Company facts
Selected SEC filings
Largest software peers
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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.