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Nasdaq · Technology

JACK HENRY & ASSOCIATES INC (JKHY)

As-reported financials and SEC filings for JACK HENRY & ASSOCIATES INC. The latest annual period is FY2026. The latest reported quarter is Q4 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About JACK HENRY & ASSOCIATES INC

Jack Henry & Associates Inc provides technology solutions primarily to community and regional banks and credit unions. Its main products include core banking and credit union data processing systems, as well as specialized financial performance, payment, security, and online services. The company serves approximately 7,400 financial institutions and diverse corporate clients, supporting their operational, growth, and service needs.

Snapshot

Revenue
$2.54B
Revenue growth (YoY)
7.1%
Net income
$502.8M
Diluted EPS
$6.98
Gross margin
43.7%
Operating margin
25.0%
Net margin
19.8%
FCF margin
27.3%
ROE
24.5%
net income / fiscal-year-end equity
P/E
24.3×
trailing when available, otherwise FY EPS
Market cap
$12.05B
Long-term debt / equity
0.02×
non-current term debt only

Fundamentals are from SEC filings for FY2026, the latest annual period (ended June 30, 2026). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Jack Henry & Associates

  • Revenue grew 7.1% to $2.5B in FY2026, in line with the 7.2% the year before.
  • Operating margin is 25.0% in FY2026, +0.5 pp against 24.4% in FY2022.
  • Most recent quarter Q4 FY2026: revenue $644M, up 4.7% from Q4 FY2025.
  • Free cash flow was $695M in FY2026, 27.3% of revenue.
  • Net income rose 10.3% to $503M in FY2026.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Jack Henry & Associates’s fundamentals sit among the 332 software companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Gross margin43.7%
23rd percentile of 264
Operating margin25.0%
88th percentile of 303
Net margin19.8%
82nd percentile of 307
FCF margin27.3%
81st percentile of 285
Revenue growth (YoY)+7.1%
39th percentile of 325
ROE24.5%
83rd percentile of 285
P/E24.3×
47th percentile of 169
Long-term debt / equity0.02×
13th percentile of 127
Short interest5.54d
76th percentile of 330

Jack Henry & Associates’s operating margin of 25.0% ranks in the 88th percentile of the 303 software companies reporting it. Jack Henry & Associates’s long-term debt to equity of 0.02 ranks in the 13th percentile of the 127 software companies reporting it.

No reported insider transactions (codes P/S) in the last 90 days. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among industry peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 2 of the superinvestors we track (plus 4 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
2
+4 quant / multi-strat
Initiated / added
4
1 new, 3 added
Reduced / exited
2
2 trimmed, 0 exited
Combined position
$134.0M
reported long value
InvestorAs ofPosition valueSharesChange
AQR Capital ManagementquantQ2 2026$54.1M398.5KAdded
Gotham Asset ManagementQ2 2026$38.6M280.2KAdded
Citadel AdvisorsquantQ2 2026$28.4M206.4KAdded
Bridgewater AssociatesQ2 2026$7.8M57.0KNew
Two Sigma InvestmentsquantQ2 2026$2.6M19.0KReduced
Millennium ManagementquantQ2 2026$2.4M17.6KReduced

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
code P value
Sells (90d)
0
Reported activity
Quiet
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-05-14
Adelson Gregory R.President & CEOBuy2.0K$133.42$267K
2026-05-14
Carsley MimiCFO and TreasurerBuy375$134.12$50K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
4.3M
settled 2026-08-14
Change vs prior
-4.9%
vs previous settlement
Days to cover
5.54
at avg daily volume
Avg daily volume
777.6K
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-144.3M-4.9%5.54
2026-07-314.5M-7.3%4.90
2026-07-154.9M+19.6%3.41
2026-06-304.1M-20.3%2.07
2026-06-155.1M-8.3%3.34
2026-05-295.6M-2.2%2.64
2026-05-155.7M+10.8%4.01
2026-04-305.2M+1.0%6.53

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Income statement (as reported)

 FY2026FY2025FY2024FY2023FY2022
Revenue$2.54B$2.38B$2.22B$2.08B$1.94B
Gross profit$1.11B$1.01B$916.1M$858.6M$814.3M
Operating income$635.0M$568.7M$489.4M$480.7M$474.6M
Net income$502.8M$455.7M$381.8M$366.6M$362.9M
Diluted EPS$6.98$6.24$5.23$5.02$4.94

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2026FY2025FY2024FY2023FY2022
Operating cash flow$762.0M$641.5M$568.0M$381.6M$504.6M
Capital expenditure$67.1M$53.4M$58.1M$39.2M$34.7M
Free cash flow$694.9M$588.1M$509.9M$342.4M$470.0M

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q4 FY2026$644.0M4.7%$111.2M$1.57
Q3 FY2026$636.2M8.7%$122.9M$1.71
Q2 FY2026$619.3M7.9%$124.7M$1.72
Q1 FY2026$644.7M7.3%$144.0M$1.97
Q4 FY2025$615.4M9.9%$127.6M$1.75
Q3 FY2025$585.1M8.6%$111.1M$1.52
Q2 FY2025$573.8M5.2%$97.8M$1.34
Q1 FY2025$601.0M5.2%$119.2M$1.63

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNasdaq
SectorTechnology
SIC industryServices-Computer Integrated Systems Design
Latest annual periodFY2026 (ended June 30, 2026)
Latest reported quarterQ4 FY2026 (ended June 30, 2026)
Oldest indexed filing2007
SEC CIK779152

Selected SEC filings

10-K2026-08-28
View on EDGAR →
10-Q2026-05-07
View on EDGAR →
10-Q2026-02-06
View on EDGAR →
8-K2026-08-24
View on EDGAR →
8-K2026-08-18
View on EDGAR →
8-K2026-08-11
View on EDGAR →
8-K2026-06-04
View on EDGAR →

Largest software peers

All software stocksAll Technology companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.