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Nasdaq · Financials

Eastern Bankshares, Inc. (EBC)

As-reported financials and SEC filings for Eastern Bankshares, Inc. The latest annual period is FY2025. The latest reported quarter is Q2 FY2026. Financial statements come straight from the company’s EDGAR filings; valuation figures such as P/E and market cap use market data.

About Eastern Bankshares, Inc.

Eastern Bankshares, Inc. is a bank holding company based in Boston, Massachusetts, and the sole shareholder of Eastern Bank, a Massachusetts-chartered bank. The company provides a range of banking, lending, deposit, trust, and wealth management services primarily in the greater Boston area, southern New Hampshire, and Rhode Island. Its services include commercial and residential loans, deposit accounts, cash management, and wealth management through its subsidiaries.

Snapshot

Revenue
$722.6M
Revenue growth (YoY)
-1.2%
Net income
$88.2M
Diluted EPS
$0.43
Gross margin
Operating margin
Net margin
12.2%
FCF margin
ROE
2.0%
net income / fiscal-year-end equity
P/E
12.5×
trailing when available, otherwise FY EPS
Market cap
$5.12B
Long-term debt / equity
non-current term debt only

Fundamentals are from SEC filings for FY2025, the latest annual period (ended December 31, 2025). P/E and market cap are derived from stored market prices, last retrieved on a rolling basis and typically within the past week.

What changed at Eastern Bankshares

  • Revenue fell 1.2% to $723M in FY2025, slower than the 134.0% the year before.
  • Most recent quarter Q2 FY2026: revenue $310M, up 26.4% from Q2 FY2025.
  • Net income fell 26.2% to $88M in FY2025.

Computed from the as-reported figures in the statements below. A change we cannot state from filed figures is left out rather than estimated.

Peer comparison

Where Eastern Bankshares’s fundamentals sit among the 425 Financials companies. Each figure is ranked only against peers that report it, from lowest (left) to highest (right).

Net margin12.2%
44th percentile of 377
Revenue growth (YoY)-1.2%
17th percentile of 420
ROE2.0%
25th percentile of 375
P/E12.5×
48th percentile of 318
Short interest9.13d
93rd percentile of 420

No reported insider purchases (code P) in the last 90 days; 7 insider sales totaling $1.0M. For context, about 15% of companies in the universe saw any reported insider purchase (code P) in the same window. Browse insider activity →

Percentiles describe where a figure sits among sector peers reporting it (100th = highest). They are position within a peer group, not a rating, and not investment advice. Short interest ranking uses days to cover from FINRA Consolidated Short Interest data; FINRA is the owner and source of that data, included at no additional charge.

Institutional ownership

Held by 1 of the superinvestors we track (plus 2 quant / multi-strat books), based on each investor’s most recent 13F; periods vary by investor (newest: Q2 2026).

Conviction investors
1
+2 quant / multi-strat
Initiated / added
1
0 new, 1 added
Reduced / exited
5
2 trimmed, 3 exited
Combined position
$34.8M
reported long value
InvestorAs ofPosition valueSharesChange
Bridgewater AssociatesQ2 2026$20.6M924.8KReduced
AQR Capital ManagementquantQ2 2026$7.8M348.7KAdded
Renaissance TechnologiesquantQ2 2026$6.4M289.9KReduced

No longer held by: Citadel Advisors (as of Q2 2026), Millennium Management (as of Q2 2026), Two Sigma Investments (as of Q2 2026)

From quarterly Form 13F filings, which can be up to 45 days delayed. Long US-listed positions only: excludes short positions, options, cash, bonds, and non-US holdings, so this is not a manager’s complete portfolio. Counts are of the investors we track, not all institutions. Not investment advice.

Recent insider activity

Non-derivative buys and sells (codes P/S) reported by officers, directors and 10% owners on SEC Form 4.

Buys (90d)
0
code P
Bought (90d)
code P value
Sells (90d)
7
$1.0M
Reported activity
Net selling
by $ value, 90d
Trade dateInsiderTypeSharesPriceValue
2026-08-25
filed 2026-08-26
CASEY JOSEPH FDirectorSell1.8K$22.69$40K
2026-08-24
filed 2026-08-25
CASEY JOSEPH FDirectorSell10.0K$22.72$227K
2026-08-21
filed 2026-08-24
CASEY JOSEPH FDirectorSell10.0K$22.96$230K
2026-08-20
filed 2026-08-21
CASEY JOSEPH FDirectorSell10.0K$22.88$229K
2026-08-19
filed 2026-08-20
CASEY JOSEPH FDirectorSell10.0K$23.62$236K
2026-07-06
filed 2026-07-07
Borgen LuisDirectorSell1.7K$22.71$39K
2026-06-29
filed 2026-06-30
Borgen LuisDirectorSell1.7K$21.97$38K

Reported non-derivative purchases and sales (codes P/S) — which may be open-market or private; excludes option exercises, grants, and shares withheld for taxes. Dates shown are the trade date; a Form 4 can be filed days to years later. A sale can be routine (e.g. a pre-set 10b5-1 plan), so read individual transactions in context. From SEC Form 4. Not investment advice.

Short interest

Total shares sold short as of each twice-monthly FINRA settlement. Rising short interest means more investors are positioned against the stock; days to cover estimates how many trading days of average volume that position represents.

Shares short
15.6M
settled 2026-08-14
Change vs prior
-6.1%
vs previous settlement
Days to cover
9.13
at avg daily volume
Avg daily volume
1.7M
FINRA reported
SettlementShares shortChangeDays to cover
2026-08-1415.6M-6.1%9.13
2026-07-3116.6M-12.8%4.85
2026-07-1519.1M+2.0%8.54
2026-06-3018.7M+91.8%2.66
2026-06-159.7M+15.6%3.09
2026-05-298.4M+2.1%5.54
2026-05-158.3M+11.2%5.47
2026-04-307.4M-4.4%2.42

Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data, which is included at no additional charge for your own personal or professional use; republishing or redistributing it is not permitted. Settlement dates are shown; FINRA publishes each settlement about nine business days later, so the latest figure can be two to four weeks old. Not presented as a percentage of float. No FINRA endorsement of this product is implied. Not investment advice.

Bank fundamentals

Regulatory detail for Eastern Bank (Boston, MA), the insured-bank subsidiary, from its FDIC Call Report as of Q1 2026. This is what actually moves bank stocks: deposit franchise, capital, and credit quality that a standard income statement can’t show.

Total deposits
$25.3B
FDIC insured-bank
Uninsured deposits
39.9%
share of deposits
CET1 ratio
12.29%
regulatory capital
Net interest margin
3.57%
trailing
Efficiency ratio
64.5%
lower is better
Noncurrent loans
0.60%
of gross loans

Source: FDIC BankFind (Call Report). Bank-subsidiary figures, filed quarterly ~30 days after quarter-end.

Income statement (as reported)

 FY2025FY2024FY2023FY2022FY2021
Revenue$722.6M$731.5M$312.7M$644.8M$527.3M
Gross profit
Operating income
Net income$88.2M$119.6M$232.2M$199.8M$154.7M
Diluted EPS$0.43$0.66$1.43$1.21$0.90

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Balance sheet (as reported)

 FY2025FY2024FY2023FY2022FY2021
Cash and equivalents$316.9M$1.01B$693.1M$169.5M$1.23B
Current assets
Total assets$30.59B$25.56B$21.13B$22.65B$23.51B
Current liabilities
Long-term debt
Total liabilities$26.25B$21.95B$18.16B$20.18B$20.11B
Total equity$4.34B$3.61B$2.97B$2.47B$3.41B

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Cash flow (as reported)

 FY2025FY2024FY2023FY2022FY2021
Operating cash flow$432.4M$283.8M$261.7M$229.9M$174.5M
Capital expenditure
Free cash flow

Figures as reported to the SEC. Underlined values link to the filing they came from; dotted values are calculated by us from reported figures; “adj” means restated for a stock split (hover to see the figure as filed). Full details: where the numbers come from.

Quarterly trend (as reported)

QuarterRevenueRevenue YoYNet incomeDiluted EPS
Q2 FY2026$309.5M26.4%$105.2M$0.48
Q1 FY2026$288.2M$65.3M$0.29
Q4 FY2025$283.5M30.9%$99.5M$0.45
Q3 FY2025$241.5M18.7%$106.1M$0.53
Q2 FY2025$244.9M59.0%$100.2M$0.50
Q1 FY2025$-47.2M-130.0%$-217.7M$-1.08
Q4 FY2024$216.5M35.3%$60.8M$0.30
Q3 FY2024$203.4M30.1%$-6.2M$-0.03

Latest 8 reported quarters, from company XBRL filings on SEC EDGAR.

Company facts

ExchangeNasdaq
SectorFinancials
SIC industrySavings Institution, Federally Chartered
Latest annual periodFY2025 (ended December 31, 2025)
Latest reported quarterQ2 FY2026 (ended June 30, 2026)
Oldest indexed filing2020
SEC CIK1810546

Selected SEC filings

10-Q2026-08-07
View on EDGAR →
10-Q2026-05-08
View on EDGAR →
8-K2026-07-23
View on EDGAR →
8-K2026-05-19
View on EDGAR →
8-K2026-04-23
View on EDGAR →

Largest Financials peers

All Financials companies →

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Data sourced from SEC EDGAR. Figures are as-reported and may be unaudited or restated; verify against the source filing before relying on them. Informational only. Not investment advice.