Bank of New York Mellon vs Capital One Financial (BK vs COF)
Side by side from their SEC filings: revenue, margins, growth, returns and valuation, plus short interest, insider activity and institutional ownership.
Capital One Financial is the larger company by revenue ($53.4B vs $20.1B) and market value ($124.1B vs $100.6B). Capital One Financial has grown revenue faster over the last 4 fiscal years (+75.6% cumulative vs +26.0%). Bank of New York Mellon trades at the lower trailing P/E (18.2x vs 62.2x).
About Bank of New York Mellon
Bank of New York Mellon Corporation is a global financial services company that provides securities services, market and wealth services, and investment and wealth management. It serves institutional clients through custody, asset servicing, collateral management, and investment management, as well as wealth management services primarily in the United States and internationally. The company operates through various banking and trust subsidiaries regulated by U.S. and international authorities.
About Capital One Financial
Capital One Financial Corporation is a diversified financial services company that operates as a global payments provider and financial institution. It offers a range of products including credit cards, debit cards, bank lending, treasury management, auto loans, and other consumer lending services primarily in the United States. The company serves consumers, small businesses, and commercial clients through digital channels, branch locations, cafés, call centers, and ATMs.
Head to head (BK FY2025 vs COF FY2025)
| Metric | BKFY2025 | COFFY2025 |
|---|---|---|
| Revenue | $20.08B | $53.43B |
| Revenue growth (YoY) | 7.8% | 36.6% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 27.6% | 4.6% |
| Net income | $5.55B | $2.45B |
| Diluted EPS | $7.40 | $4.03 |
| FCF margin | 25.8% | 48.9% |
| ROE | 12.4% | 2.2% |
| Debt / equity | 0.7× | 0.4× |
| Market cap | $100.64B | $124.14B |
| P/E (TTM) | 18.2× | 62.2× |
Fundamentals are from each company’s SEC filings (BK FY2025, COF FY2025). P/E and market cap are derived from recent market prices and update daily.
Five-year trend (as reported)
| Revenue | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| BK | $15.93B | $16.53B | $17.70B | $18.62B | $20.08B |
| COF | $30.43B | $34.25B | $36.79B | $39.11B | $53.43B |
Peer standing
Where each company ranks among the 76 banks, on the same scale. Each figure is ranked only against peers that report it. Percentiles describe position in the distribution, not a rating.
| Metric | BK | COF |
|---|---|---|
| Net margin | 27.6%56th percentile of 76 | 4.6%Lowest of 76 |
| FCF margin | 25.8%33rd percentile of 58 | 48.9%89th percentile of 58 |
| Revenue growth (YoY) | +7.8%33rd percentile of 76 | +36.6%84th percentile of 76 |
| ROE | 12.4%80th percentile of 76 | 2.2%Lowest of 76 |
| P/E (TTM) | 18.2×89th percentile of 76 | 62.2×99th percentile of 76 |
| Debt / equity | 0.71×84th percentile of 38 | 0.44×62nd percentile of 38 |
| Short interest (days to cover) | 3.17d50th percentile of 75 | 2.29d19th percentile of 75 |
Short interest
| FINRA settlement data | BK | COF |
|---|---|---|
| Shares sold short | 11.0M | 11.7M |
| Change vs prior settlement | +19.8% | +7.2% |
| Days to cover | 3.17 | 2.29 |
| As of settlement | 2026-05-15 | 2026-06-30 |
Source: FINRA Consolidated Short Interest. FINRA is the owner and source of the FINRA-supplied data; republishing or redistributing it is not permitted. Not presented as a percentage of float. No FINRA endorsement of this product is implied.
Insider activity (last 90 days)
| Form 4 open-market activity | BK | COF |
|---|---|---|
| Buys | 0 | 0 |
| Sells | 0 | 6 ($2.6M) |
Open-market purchases and sales reported on SEC Form 4 (grants, exercises and tax withholding excluded). For context, about 16% of covered companies saw any open-market insider buy in a 90-day window.
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Data sourced from SEC EDGAR (public domain). Figures are as-reported and may be unaudited or restated; verify against the source filings before relying on them. Comparisons are descriptive (higher or lower on a reported figure), not a rating or a recommendation. Informational only. Not investment advice.